Current Welcome Bonus on IHG A Reward Credit Card

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Current Welcome Bonus on IHG A Reward Credit Card

If you are about to travel to any brand IHG, including Holiday Inn, Crowne Plaza, Kimpton, Intercontinental and Hotel Indigo, IHG’s co-branded cards can save you hundreds of dollars year after year.

Now is the best time to apply, as these two personal cards have the highest welcome offer we have seen in at least eight months for a limited time. IHG currently offers two personal credit cards and one business credit card.

Let’s check out these welcome quotes and determine which IHG reward card is best for you.

IHG compares a credit card welcome offer

*Bonus value is based on TPG’s May 2025 valuation and is not provided or reviewed by the issuer.

IHG Reward Prime Minister Credit Card

If you stay at IHG Properties at least a few times a year, then an IHG rewarded Prime Minister credit card may be the right choice for you.

Welcome bonus: For a limited time, spend $5,000 in the first three months of opening an account, earning five free nights (up to 60,000 per night). This offer ends on July 23.

If you maximize at 60,000 points every night, the bonus may be worth up to 300,000 points. According to TPG’s May 2025 valuation, it is worth up to $1,500.

This matches the card’s highest welcome quote, which is only available once in the card’s quote history (last September). However, it does require an additional $1,000 minimum spend ($5,000 instead of $4,000). Despite the high minimum spending requirements, if you’ve been following this card, now is a good time to apply.

Annual Fee: $99

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Income rate: Cardholders earn:

Spend 10 points per dollar on IHG stay
Every dollar spent on all other trips
Spend 5 o’clock per dollar on meals (including takeout and qualified delivery services) and gas stations
Spend 3 points per dollar on all other eligible purchases

Why we like it: This card has a free night on every account anniversary, worth up to 40,000 points, and there is a choice of rewards to redeem it for more precious nights.

Other important benefits include free IHG Platinum Elite Status (with a diamond pathway), up to $50 per year for United Travelbank cash, application fees for entry to the world, TSA Precheck or Nexus repayment every four years, and more – all paying $99 annual fee.

When you consider the potential value you can get from it, taking into account the useless benefits of the card’s fourth night (when you pay three nights with points and get a fourth reward) is an important consideration. Reward nights start at just 10,000 minutes, from actual choices in the United States to stay abroad in Brazil, Brazil and beyond.

To learn more, check out our full review of IHG One Rewards Premier Card.

Apply here: IHG Reward Prime Minister Credit Card

IHG A Reward Traveler Credit Card

If you only use IHG once or twice a year, an IHG reward traveler credit card may make more sense than IHG’s Premium option.

Welcome bonus: In a limited time, $2,000 was spent in the first three months of opening an account, earning 120,000 bonus points. This offer ends on July 23.

According to TPG’s May 2025 valuation, the bonus is worth $600.

This matches the highest offer we saw on this card, which was last offered two years ago and now is a great time to apply.

Annual Fee: $ 0

Income rate: Cardholders earn:

Spend 5 points per dollar on IHG stop
Spend 3 points on utilities, catering (including takeout and qualified delivery services), select streaming services and gas stations
Spend 2 points per dollar on all eligible purchases

Why we like it: This card offers free silver elite identity and is able to earn a fourth night for free on your booking paid with points. In addition, the current welcome bonus is reliable for cards with no expectations and annual fees.

To learn more, check out our full review of an IHG rewards travel card.

Apply here: IHG Reward Traveler Credit Card

ihg reward prime minister business credit card

If you own your own business, you may want to consider an IHG reward of one Premier business credit card.

Welcome bonus: Earn 140,000 points after spending $4,000 in the first three months after opening.

TPG’s May 2025 valuation will be 140,000 IHG points (up to $700).

This is the standard quote on the card. The highest welcome bonus we’ve seen is 175,000 bonus points (no longer available) over a year ago. So you may be better off sticking to applying until you get a higher reward.

Annual Fee: $99

Income rate: Cardholders earn:

Spend 10 points per dollar on IHG stay
5 per dollar for dining, gas, office supplies stores, search engine advertising, social media and travel
Spend 3 points per dollar on all other eligible purchases

Why we like it: IHG A Reward Prime Minister Corporate Credit Card imitates many of the huge rewards for consumers IHG.

For example, the annual free night prize (worth up to 40,000 points) can peak with unlimited points, and you can also enjoy elite allowance thanks to the automatic IHG Platinum Elite identity.

IHG Premier Merchant Holders can also receive additional free night rewards up to 40,000 points (also available for sale with additional points) after spending $60,000 per calendar year.

Other benefits include entry to the world every four years, TSA Precheck or Nexus application fees, free fourth night rewards and a United Travelbank credit line up to $50 per calendar year.

To learn more, check out our full review of IHG’s reward prime minister’s business card.

Apply here: IHG Rewards Prime Minister’s Business Credit Card

Reasons other than getting an IHG reward card

It’s tempting to add a new card bonus point to your wallet, but these three cards offer a lot of potential value in addition to their initial points.

Elite identity

Each IHG reward card offers free elite identity.

For example, an IHG rewards the Prime Minister and an IHG rewards the Prime Minister cardholder will receive IHG Platinum Elite status.

If you spend more than a few nights at IHG Properties, you should be able to recover the $99 annual fee for Premier Card Consumer or Business Edition. The benefits offered by Platinum Elite status include early check-in and late checkout (as the case may be) and 60% bonus points for IHG stays.

Fourth Night Return

All IHG reward cardholders will automatically reward for the fourth consecutive night. In short, the fourth night is free when you redeem four or more hours.

The value of this benefit depends on your travel style. This is not very useful for travelers who book only short hotel accommodations, but it is very valuable for those travelers who spend enough time to take advantage of this kind of cheering up. And, there is no limit on this benefit how many points you can save.

TPG’s May 2025 valuation PEG IHG points are 0.5 cents. So staying on the 20,000-point property can save you $100 worth of IHG points.

Related: How to maximize reward redemption through an IHG reward program

Category Bonus

IHG reward cards can help you improve your points quickly, thanks to their reward categories – including gasoline, which can be expensive for many families to buy recurringly.

But it’s better than that. Thanks to the total commercial grants from the IHG One Rewards Prime Minister and IHG One Rewards, your free Platinum Elite identity, you will also receive a 60% bonus on points in IHG Hotel Accommodation.

Costa Irminia Retreat & Spa, Vignette Collection. IHG Hotels and Resorts

IHG A reward base member earns 10 points per dollar on most properties, so 60% of the elite bonus offers 16 points per dollar on IHG Properties. Adding it to every dollar 10 points you use for any card, you will spend 26 points on these cards on IHG hotel accommodation, which is equivalent to a 13% return (based on TPG’s May 2025 valuation).

Purchase discount

Finally, if you need to get the highest level in your IHG Points balance, you can get a 20% discount when purchasing points with your card. Combined with the ability to get a free night certificate, this revitalization may be convenient if you want to save on the ideal accommodation rewards.

Related: Should you buy IHG points from Chase or transfer rewards?

Application Rules

You can have multiple IHG credit cards, but know that like all other Chase cards, IHG reward cards are subject to Chase’s 5/24 rules. This means that if you have opened five or more personal credit card accounts in all banks over the past 24 months, then Chase is unlikely to approve you.

Please note that if any of these exclusions apply to you, you are not eligible:

For personal cards: If you currently have a personal IHG one reward credit card (which includes an old IHG one reward option credit card (new applicants are no longer available), or you have received a new cardholder bonus for any personal IHG credit card in the past 24 months.
For IHG business card: You have earned new card bonuses on this card over the past 24 months.

IHG Information A Rewards Choice Credit Card has been independently collected by Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Final Guide to Credit Card Application Restrictions