Chase Aeroplan Credit Card Overview
Datong Aeroplan® Credit Card (See Rates and Fees) is one of our favorite pre-owned airline credit cards, which offers reward flexibility and valuable airline benefits. Aside from receiving welcome bonuses, Aeroplan Card is worth considering many points and mileage enthusiasts, even those who don’t live in Canada, thanks to its speed of making money and the incentives to spend on the card. Card Rating*: ⭐⭐⭐⭐
*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.
this Aeroplan Card Offers unique benefits we rarely see on other common brand cards, all of which are reasonable annual fees of $95.
You will most likely need a good credit score of at least 670 to get approval for this card.
If you can use points and attract you on more than 45 partner airlines around the world to attract you, read on.
Related: Is the airline credit card worth it?
Aeroplan Card Pros and Cons
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Related: How to choose the best credit card for you
Aeroplan Card Welcome Offer
New cardholder Aeroplan Card From the first three months of account opening, you can earn 75,000 bonus points after spending $4,000 in the first three months of purchase. Plus, they can earn an additional 25,000 bonus points after spending $20,000 in the first 12 months of opening.
The current offer offers up to 100,000 Aeroplan points, worth up to $1,400 based on TPG’s September 2025 valuation. This offer is well worth it, but considering a large amount of minimum expenses that must be completed within 12 months of opening.
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If you rent a property, putting your rent on an Aeroplan card is a great way to meet high spending requirements. Remember that each rental transaction may incur a small fee.
Remember that since Chase issues Aeroplan cards, Chase’s 5/24 rules can be followed. If you have opened five or more credit cards in the past 24 months, you may not be eligible to open an Aeroplan card.
Related: The best credit card welcome offer
Benefits of Aeroplan Card
How often do you see a card with a $95 annual fee that grants you an automatic elite identity? and Aeroplan Cardcardholders will get automatic Aeroplan 25K status for the rest of their card opening and the rest of the next calendar year.
We recommend turning on the Aeroplan card at the beginning of the calendar year so that you can enjoy 25K as long as possible.
With Aeroplan 25K, elite members are entitled to the following privileges:
- Automatic Star Alliance Silver Elite Status and Get Priority Wait List and Standby
- Free Avis first choice plus elite identity
- Free check bag allowance on Air Canada flights (two bags, 23 kg each)
- Priority check-in and check-in
- twice and once to Air Canada’s Maple Leaf Lounge*
- 20 Eupgrade points on Air Canada airline flights have been upgraded from economics to commercial or premium cabins
* Starting January 1, 2026, a guest pass for Maple Leaf Lounge will be obtained once for Milestone Benefits for all Aeroplan Elite Stution members
After the introduction period, you can retain (or extend) that status – but cardholders are motivated to spend a lot of time doing this. Cardholders must spend $15,000 on the card during the calendar year to remain at 25,000 (effective at the end of the next calendar year).
As of January 1, 2026, Aeroplan will move to a spending-based system to make money and maintain elite status, while those with higher spending will be rewarded. Starting in 2026, cardholders can achieve Aeroplan 35K identity by spending $75,000 in a calendar year. Cardholders of Aeroplan cards must spend $50,000 on cards by December 31, 2025 to secure Aeroplan 35K status until January 2027.
In addition, the main indicators of achieving elite identity will be based on identity qualification credits. SQC will also release additional allowances for every 10,000 SQC accumulated throughout the year, called milestone benefits.
Cardholders receive the following SQC:
- 5,000 square feet per calendar year
- After spending $25,000 on an Aeroplan card, 10,000 square feet
- After spending $50,000 on an Aeroplan card, 10,000 square feet
Aeroplan members earn up to 25,000 square feet per calendar year’s Aeroplan card.
Even if you don’t remain elite after your first year, all the other benefits you get from your Aeroplan card:
- First-time free check bag on Air Canada flight for main good people, up to eight same companions in the same booking
- No foreign transaction fees
- Travel protection such as automatic rental insurance, luggage delay insurance, roadside assistance, cancellation and interruption insurance, and travel delay reimbursement
- Your global admission, TSA Precheck or Nexus application fee up to $120 per four years stated credit
- Benefits of the World Elite Mastercard, including getting a priceless Mastercard experience, daily discounts and offers, 24/7 concierge service, and more
Related: A complete guide to airline status matching and challenges
Earn points on Aeroplan Card
and Aeroplan Cardyou will earn:
For the $2,000 you spend on your card per month, you can get a bonus of up to 500 points – up to 1,500 points per month. If you are a heavier stock, these reward points may add up. You can earn up to 18,000 bonus points per year.
This benefit will come in handy if you plan to spend 25K on your Aeroplan card or to lift your status to another level.
Related: 6 Simple Strategies I Use to Earn Over 500,000 Points and Miles A Year
Redemption points on Aeroplan card
For those trying to optimize their points and miles, Aeroplan cardholders can redeem their points for up to 1.25 cents through the Payment Return Tool (up to 200,000 points per year for travel purchases).
In addition to the standard redemption point categories for annual fees, catering, grocery stores (excluding Target and Walmart) and travel, there are promotional categories throughout the year.
These include:
- April 1 to December 31: Gas stations and home decoration stores
- July 1 to December 31: Department Stores and Utilities
- October 1 to December 31: Amazon.com
The return category may change year by year.
Related: Chase pays off the Q3 category – Is this your reward?
Transfer points on Aeroplan card
You can redeeve points to over 1,300 destinations through Star Alliance and Air Canada’s more than 45 airline partners, and fewer points are required than other loyalty programs.
Even better, Air Canada has published distance-based reward charts with a large number of sweet spots. For example, you can fly from Lufthansa (FRA) to Lufthansa (FRA) in business class Frankfurt Airport (FRA) at Lufthansa (FRA) for only 70,000 points.
In addition to the Aeroplan card, if you also earn income from Chase Ultimate Rewards, e.g. Chase SapphireReserve® (See Rates and Fees) You will receive a 10% bonus for every 50,000 or more Chase Ultimate Bonus Points (up to 25,000 bonus points per calendar year).
Aeroplan is TPG credit card writer Danyal Ahmed’s favorite aviation loyalty program. He recently redeemed 100,000 Aeroplan points to complete his journey to the world by flying from Sydney, Australia to United Airlines’ business class from Los Angeles.
Related: How (and why) calculate reward value
Which cards compete with Aeroplan cards?
this Aeroplan Card There is an annual fee of $95, which is comparable to the price of other popular travel credit cards with other transferable rewards. Let’s compare some of the same credit cards and determine if the Aeroplan card is the best choice for you.
For additional options, check out our full list of the best travel cards.
Related: Chase Sapphire’s preferred joint venture reward with capital
Is the Aeroplan card worth it?
For only $95 annual fee, there is solid privilege, Aeroplan Card It’s worth it for the average consumer, especially if you can take advantage of the free 25K identity offered to new cardholders. Even if you are not a regular Air Canada flyer, or maybe you haven’t flew the airline at all, there’s a chance you’ve flew past its Star Alliance partner. We recommend using an Aeroplan card for almost any frequent traveler so that they can maximize their loyalty program’s profitable reward charts.
Related: How to Choose an Airline Credit Card
Bottom line
Regardless of the airlines, the automatic elite identity is a meaningful revitalization. And, since Aeroplan Point is one of the most valuable airline currencies out there, this credit card is a great way to help you use points to save points on your flight to book your ideal vacation – no matter where you go.
Apply here: Aeroplan Card
