If you order almost everything from Amazon, you might consider joining a TPGER with a quality visa (see rates and fees).
Prime Visa is Amazon’s flagship credit card, which TPG employees and readers love thanks to its unparalleled cash returns on Amazon.
Prime Visa does not have an annual fee, but does require cardholders to have an active Prime membership, which costs $14.99 per month or $139 per year.
For a limited time, Prime Visa offers a high welcome bonus: an instant Amazon gift card with $200 after approval.
Let’s check out why it’s worth adding this card to your wallet.
Quality visa discount
Currently, new Prime Visa applicants will receive $200 in Amazon gift cards upon approval.
This is a great welcome offer for quality visas and it makes it better as it is delivered immediately after approval – no expense is required. This gift card is especially useful for last-minute gifts or helps offset product rises.
The usual quote on this card is an instant $150 gift card after approval, but we have also seen a $200 gift card welcome offer over the years.
Should you get a primary visa?
Prime Visa is one of the best visas to buy on Amazon and Whole Foods, but it also has ongoing allowances that can make this card a great addition to your wallet.
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The main visas have many generous unlimited bonus categories:
- 5% cash back on Amazon.com, Amazon Fresh and Whole Foods purchases
- 5% cash back travel booked through Chase Travel℠
- 2% cash back natural gas and local transportation and commuting (including ride service)
- 2% cash back at restaurants (including takeout and delivery)
- Cash back from all other purchases 1%
Rewards are earned as points and can be redeemed for cashback, purchases on Amazon, gift cards or travel booked through Chase Travel Portal.
Major visa holders can immediately cash out the rewards they receive the next day. For example, if you spend $1,000 on Amazon, a 5% cashback will equal $50.
Prime Visa cardholders can also get 10% cash back in spinning items and categories.
Additionally, Prime Visa cards come with a variety of purchase and travel protections, including:
It is important to note that you must be eligible to apply for this card in accordance with Chase’s 5/24 rules. If you are approaching the 5/24 limit and are interested in other chase cards that may offer more cash back or earn transferable currency, you may need to wait for this card.
Additionally, if you don’t shop on Amazon frequently or don’t have a major membership (which is required), this card may not be for you.
Bottom line
Prime Visa is an excellent unfamiliar card that offers unparalleled cashback on Amazon and whole food purchases. However, if you follow Chase’s 5/24 rules, you won’t qualify and you should consider alternative card options.
If you shop on Amazon regularly, the main visa is the effortless thing in your wallet. An instant $200 gift card makes applying for a major visa even more attractive.
To learn more about the card, read our full review of Prime Visa.
Apply here: Prime Visa
