Overview of Southwest Quick Reward Prime Minister’s Credit Card
Southwest RapidRewards® Premier Credit Card is the middle of Southwest Airlines’ personal credit card. While interim airline credit cards don’t usually have a lot of premium allowances, the Southwest Prime Minister lacks foreign transaction fees and 6,000-year reward points that can help offset its $149 annual fee. Card rating*: ⭐⭐½
*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.
Information on the Southwest Quick Reward Prime Minister’s Credit Card has been independently collected by Tocts Guy. The card details on this page have not been reviewed or provided by the card issuer.
Savvy TPG readers know that we generally do not recommend that you develop your points and mileage strategies around a single shared airline credit card. This is because these tend to offer less privilege and flexibility than transferable points and mileage cards.
When it comes to the Southwest Quick Reward Card portfolio, you usually find that earning better earning rates and more flexible redemption options can be achieved by earning cards that chase the ultimate reward points. this Chase Sapphire Priority® Card (See rates and fees for example), for example, you can transfer the chase points to the Southwest Quick Reward at a 1:1 rate.
That said, Southwest Credit Cards are very popular among Southwest fans. The airline has just announced all five cards, including the Southwest Quick Reward Prime Minister’s Card, all have been refreshed. This update to the Southwest Prime Minister’s Card adds many benefits to enhance the travel day experience and change the revenue in the bonus category. Unfortunately, this will increase the annual fee by more than 50% to $149.
Please note that Southwest Airlines is in a complete change, including its boarding process, bagging fees and seat selection process.
The recommended credit score is 670 or higher, and the Prime Minister is the mid-term version of three personal Southwest cards. It offers a good balance of privileges and annual fees that can make it worthy of your place in the card collection.
Here is all you need to know about the Southwest Prime Minister Card to help you determine if it should be in your wallet.
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Pros and cons of Southwest Quick Reward Prime Minister’s Credit Card
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Related: How to choose the best credit card strategy
Southwest Quick Reward Prime Minister’s Credit Card Welcome Discount
New Southwest Prime Minister cardholders can earn 100,000 bonus points after spending $4,000 in the first five months of opening.
According to TPG’s July 2025 valuation, the 100,000 points included in this welcome offer are worth $1,400. This is the highest welcome quote we’ve seen on this card without a partner pass.
However, depending on your spending habits, you may actually have a chance to win a welcome bonus and a partner pass, as you will get 114,000* points, close to the 135,000 points you need to get a fellow pass.
*This total is based on 100,000 points you get from the welcome bonus, plus 4,000 points you get from the spending requirement, and 10,000 companions can improve through the qualifying match points you will also get.
Remember that if you currently have a personal Southwest greeting card, or have received a welcome bonus on your personal Southwest card in the past 24 months, you will not be able to receive a welcome bonus from the Southwest Prime Minister.
In addition, the same card in the southwest also requires the Chase 5/24 rule. If you have opened five or more new accounts in the past 24 months (at all issuers, not just Chase), your application may be denied.
Related: Final Guide to Credit Card Application Restrictions
Southwest Quick Reward Prime Minister Credit Card Benefits
While we don’t usually want to have an airline credit card with a $149 annual fee with premium privileges, the Southwest Prime Minister’s Card has several benefits, including many important travel day benefits. It is important to note that current cardholders will receive all existing benefits by December 31 and immediately receive new benefits.
Based on TPG’s July 2025 valuation, you will receive 6,000 bonus points worth $84 per account anniversary. This covers more than half of the annual fee for this card.
Travel day benefits include:
- Two early bird verification fees per year, up to $99 per year (for flights operated in 2025; ending December 31)
- Free cardholder free first check bags, up to eight passengers traveling on the same booking
- Group 5 Priority Boarding and Cardholder Priority Boarding and up to eight passengers who travel with the same booking (if you have A-List status, you will be able to board with an earlier group)
- The preferred seats are available within 48 hours of departure, with up to eight passengers travelling on the same booking
- 25% off on-board purchases
Cardholders can also get Southwest A-level elite status faster. You will receive eligibility points for every $5,000 spent in a calendar year without a cap on your 1,500 prize qualifying tournament. In addition, cardholders also receive 10,000 companions’ eligibility improvements each year.
Plus, for each anniversary year (excluding base fare), you will receive a 15% discount code for the promotion and no foreign transaction fees will be charged.
Related: Southwest Quick Rewards now offer cash + points redemption
Southwest Quick Rewards Principal Credit Card
Most airline credit cards award bonus points or miles purchased directly with the carrier, which is of course correct here: You will earn:
- 3 points per dollar spent in Southwest (according to TPG’s July 2025 valuation of 4.2%)
- Spend 2 points on Quick Reward Hotels and Car Rental Partners (2.8% Return; Termination; December 31)
- Spend 2 points per dollar on local transportation and commuting, including ride service (2.8% return; termination; December 31)
- Spend 2 points per dollar on internet, cable and telephone services and on select streaming providers (2.8% return; terminate; ending December 31)
- The first $8,000 of co-purchases per year, spending 2 points at grocery stores and restaurants (2.8% return)
- Spend 1 point per dollar on all other eligible purchases (rewards 1.4%)
It is important to note that current cardholders will immediately receive a new income rate.
Many double-point bonus categories will be removed by the end of the year. Glad to add the grocery and restaurant bonus categories, but the low spending cap seems to be limited. This card offers a decent income rate if you need to earn Southwest points, but you can do better with your daily spending with other cards every day.
It is also worth noting that this is the only Southwest consumption card without a bonus category. Because Chase lacks a wide range of card combinations, these cards earn reward points on gas, so this is an unfortunate aspect of the Southwest Prime Minister.
Related: How to Earn Over 300,000 Points This Year
Southwest Quick Rewards Prime Minister Credit Card
When you need to use the reward, one of the best things about redeeming the Southwest Quick Reward Point is the simplicity of the process.
Whether you choose the cheapest base fare or the most expensive business choice option, the cost of the reward ticket is related to the flight cash price. This means you don’t have to worry about getting the highest redemption value per minute.
If you have quick bonus points, you can also redeem them as a gift card or item. Still, the best value comes from using your points for Southwest flights, including options to Hawaii, Mexico, Central America and the Caribbean.
TPG’s newsletter and partner editor Emily Thompson loves to use Southwest points as the airline offers huge deals and often sells awards on cross-continental flights such as Pensacola International Airport (PNS), Florida, Portland International Airport (PDX) in Florida to Portland International Airport (PDX) in Oregon.
Southwest Airlines also offers Flash sales regularly, and you can get a lot of offers when booking points. Additionally, Southwest’s policy does not require changes or cancellation, which means you can save on reward tickets if prices drop. This flexibility ensures you get the cheapest redemption.
Related: How to change or cancel a Southwest Airlines flight
Which card competes with Southwest Quick Rewards for major credit cards?
Southwest Prime Minister’s Card has two obvious competitors: Chase’s other Southwest Credit Cards. However, the general travel credit card worth considering has a similar annual fee to see if the option is better for your wallet.
For more options, check out our full list of the best travel credit cards.
Related: Companion Pass and Bonus Points: Comparing Southwest Quick Rewards Priority, Prime Minister and Credit Card
Is Southwest Quick Reward Prime Minister’s Credit Card worth it?
Anniversary bonus points help offset the $149 annual fee on the Southwest Prime Minister’s Card. If you value its other privileges, such as early bird check-in (December 31), free check bags, choice of seat options and in-flight discounts, you will not only charge an annual fee. However, most Southwest loyalists will get more value from it Southwest priorities The card instead, because it offers more benefits.
Bottom line
The top card for the Southwest Quick Rewards is a good choice for semi-frequent Southwest pilots. If you occasionally fly with Southwest, the card’s price points and allowances can make it perfect for your wallet without the higher price tag on other travel credit cards.
However, most Southwest fans may prefer the benefits of top-level players Southwest priorities Instead of card.
Related: How to Choose an Airline Credit Card
