How to Get RESY Credit on a Delta Amex Card

I’m an undisguised fan DeltaSkymiles® Reserve American Express Card (So much that I wrote an entire story touting my love for this card).

The Amex Reserve in Delta has brought me into many Delta Sky Club airport lounges and awarded me a companion certificate of the year so I can bring a friend or family while flying, helping me score first-class, comfort + upgrade and more.

Currently, there is another reason to like Delta Amex reserves.

For a limited time, new card members can earn 100,000 miles after spending $6,000 in the first six months of card membership. TPG’s July 2025 valuation is $1,150.

One of the easiest ways to take advantage of the many privileges of Delta Amex Reserve is to use the monthly Resy Sating Credit. Cardholders can receive up to $240 per year ($20 per month) of stated credit for US purchases made on Resy. This benefit is surprisingly simple to make money – I actually don’t even realize it sometimes.

This is the method.

Related: Do you have a Delta Amex card? Here are 9 things you need to do

Earn card for return statement points

The card doesn’t often make it easy to use it, but that’s exactly what happened to me lately. Before I explain exactly how this happens, let’s take a look at the stated credit list of cards that get the return credit.

The full lineup of Delta and Amex’s co-brands received annual fees and changes in 2024, American Express® Gold Card. I’m only focusing on cards with the same statement credit as my Delta Reserve Amex.

Here is a careful study of annual and monthly statement credits:

• Prepaid hotels and vacation rentals
• Qualified Purchase in Resy Restaurants in the United States*
• Choose U.S. rides like Uber, Lyft, Revel, Curb and Alto*

*Admission is required to obtain selected benefits; terms and conditions apply.

The amount of credit you can receive for these statements varies from card to card. These are cards eligible to receive all three declaring credits:

If you have one of these five cards, you can offset the annual fee using the statement credit listed if you know how to use them. TPG has a must-read guide that can help you maximize these credits, so I won’t repeat it here. Instead, let’s return to my surprised credibility.

Win monthly Resy statement credit

And mine DeltaSkymiles® Reserve American Express CardWhen I dine at a qualified restaurant in the United States, I get $240 per year ($20 per month) of statement points and pay with my Delta Reserve Amex. You might be wondering how the cheering of dining in a particular restaurant surprised me, but it does.

That’s because you don’t have to book through Resy to get credit; you just need to pay your bills at a restaurant listed on Resy with a qualified card. I received an email reminding me that I had received $20 in Resy Statement Credit, although I had no memories at a participating restaurant.

My husband wasn’t in town at that time, so my only meal was a direct trip to visit McDonald’s to have a happy meal for the kids. Although my kids love McDonald’s a quick and cheap meal, I know it can’t be aroused. (However, McDonald’s has its own great rewards program.)

Fortunately, AMEX determines which fee triggers poor credit. I logged into my account and found that the restaurant’s name was listed in a $20 credit transaction. The surprising meal was a meal my husband had while in New York City. The mysterious solution!

New York has a range of longer affiliated restaurants. If you are dining in New York or other metropolitan areas, you can also use a qualified Amex card to get an unexpected statement credit to pay for the meal.

Our hometown we don’t have that many restaurants involved, so I had to plan more carefully to use my monthly recredit. So far, my strategy involves reviewing restaurant lists early this month to remind you to stop for supper or drink at some point. Or, if I’m going to travel, I’ll check out the restaurant at my destination and add one to the itinerary.

It’s easy to find a disease close to a restaurant. You can use the Resy website or app to search for nearby restaurants and make reservations or visits as walk-in restaurants. Just remember to pay your bills with your qualified Amex card.

Related: Why the Delta Skymiles Reserve Card is the best card I have added to my wallet in the past year

Other realistic examples

TPG Senior Editorial Director Nick Ewen also has it Delta Reserve AmexHe has been able to use RESY credit in several ways. He recently enjoyed a $20 statement credit at a restaurant in New York City, which he also used to offset a portion of his brunch with his family in South Florida.

He even bought a physical gift card at a local Resy agency for a friend’s birthday, triggering a $20 statement credit. We have seen other anecdotal evidence that buying a gift card often triggers a statement credit, but your mileage may be charged based on how the restaurant costs.

Bottom line

Monthly, Resy declares a maximum credit limit of $240 per year. Adding an annual statement credit of up to $120 and a statement credit of Delta for up to $200, saving $560 per year, only $650 in my Delta Reserve Amex for an annual charge of $90. Select the registration required for benefits.

When I consider other benefits of the card, such as the annual companion certificate, 15 annual Delta Sky Club visits and free check bags, I can easily squeeze $650 worth out of this card. If you are considering adding Delta Amex to your wallet, you can get more value in the first year of getting an introductory welcome offer.

To learn more, read our full review of Delta Reserve Amex.

Apply here: Delta Skymiles Reserve American Express Card

Related: Is Delta Reserve AMEX worth annual fees?

For rates and fees for Delta Reserve Amex, click here.
For the rates and fees of Delta Platinum Amex, click here.
For rates and fees for the Delta Platinum business Amex, click here.
For rates and fees for Delta Reserve Business AMEX, click here.