Why I apply for Chase Sapphire Reserve to start my business

As they say, the devil is in the details, when I first heard the news Chase Sapphire Reserve for Business- (See interest rates and fees) I was just thinking about the 200,000 welcome bonus after thinking about spending $30,000 in the first six months of account opening.

Then I realized there were no strict rules about getting a 200,000 bonus, because even if you have Chase SapphireReserve® (See rates and fees) and you are eligible.

If that’s not good enough, there’s no annual limit on 3 points per dollar revenue rate for internet and social media advertising – details that some might ignore, but definitely shouldn’t.

That little nugget stopped my track. Honestly, I’m glad to catch up with a long time from my new credit card.

Apply now: In opening Chase’s new business card, the The The The The The The The The The The The The The The The The The The The 200,000 Chase Ultimate Rewards points to your account. Chase Sapphire Reserve.

Why?

At TPG, we spend a lot of money on internet advertising, and I have several other small businesses spend on this category.

The fact that this category has no limits is one of the biggest favors of my points strategy in ten years, because AmericanExpress® Commercial Gold Card and Ink Business First Choice® Credit Card (See Rates and Fees) Salary for each calendar year and account anniversary year is $150,000 (then 1 point per dollar).

Yes, the annual fee on the card is $795, but it can get you into the beautiful Chase Sapphire lounge with most of the allowances of the regular sapphire reserves, and comes with some extra business privileges.

Chase Sapphire’s business reserve is a game-changer for me and I know it will be for many other small business owners.

Huge welcome bonus

Let’s start with the juicy title: a huge 200,000-point welcome bonus. According to TPG’s July 2025 valuation, it’s worth more than $4,000, making it one of the highest value bonuses we’ve seen from Chase.

I already have a personal Sapphire Conservation Areabut since having a consumption card won’t affect your eligibility for a business card, I jumped on it.

I do need to verify some business revenue, so this is not a low-level application. However, if you are a legal business owner with actual fees, you can reach it.

Related: Who is eligible for a commercial credit card?

Uncovered income potential

As I mentioned, for me, the outstanding feature is the 3 points spent on social media and search engine advertising per dollar.

I’ve spent a lot of money on this category and until now, I’ve been splitting my load American Express Business Gold Card – 4 points per dollar spent on these purchases, and charges $150,000 for annual calendar year (and then 1 point per dollar) for merged purchases – I The preferred card for ink business – Earn 3 points per dollar spent on each of these purchases, and the combined purchase for each account anniversary year is also $150,000.

This new card allows me to consolidate my spending and continue to earn more than these limits, which is a big deal for developing the TPG brand.

The most important thing is the ability to earn at acceleration and then use these points through Chase’s Points Boost, which I’ve been recently on hotels and choosing up to 2 cents airfare options, which is huge. Essentially, this is a 6% return per dollar spent in the unlimited category.

Related: Why Chase’s Perspective Raising Is an Excellent (A Surprisingly) New Way to Book Points Hotels

Luxury goods actually delivered

allowance Commercial sapphire reserves Provides a lot of value. Even if you only use half of it, you will still come out. They compete with the other top cards you get from (beat in some cases):

• $300 annual travel credit
• Over $400 per year for Dus (until December 31, 2027) and Lyft (until September 30, 2027).
• This is a $500 hotel credit via Chase’s luxury hotel collection (Bianally Anterally $250, a minimum of two nights to stay), which is a $500 hotel credit
• $600 for consolidated business statement credits for Google Workspace (until December 31, 2027) and Ziprecruiter (until December 31, 2027)
• IHG One Reward Platinum Elite Identity (until December 31, 2027), with Diamond Elite Status if you spend $120,000 in a calendar year
• Free priority membership with two guests and free access to Chase Sapphire Lounges

I booked Cheval Blanc in Paris last month with an editor, one of my favorite hotels.

As Chase’s points rise, I get 2 cents per point, which reduces the cost to about 114,000 a night, which is a room that will cost me more than $2,000 in cash.

As part of my stipend I booked through editing to ChaseTravel℠, I also received a spa credit, free breakfast and room upgrades. It’s a chase for American Express hotel + resort program, frankly, well done.

Why do I need to transfer strategies

This is not just another card I’m going to test for. This card is perfect for my always evolving key strategies. I’m going to downgrade mine Personal Sapphire Reserve and tilt This business version go ahead.

In addition to the unlimited revenue of advertising, the card also earns:

• Book a tour by chasing tour for 8 p.m. every dollar you want
• Spend 5 points per dollar on Lyft rides (as of September 30, 2027)
• 4 o’clock per dollar for flights and hotels booked directly
• Spend 1 cent per dollar

That’s some serious income. When you pair it with point lifts, I used to book a $3,700 Delta One suite for 175,000 points, the value proposition runs through the roof. Delta Airlines wants 650,000 Delta Skymiles for seating. This is an amazing victory.

Related: Chase Sapphire Reserve and Sapphire Reserve Business Reserve: Which Reserve is right for you?

Is this card suitable for you?

Let’s not icing: The annual fee of $795 is a lot, and spending $30,000 in six months is not small. but This card If you can, it’s definitely worth it:

• Lots of publicity or lots of spending on business trips
• Need to get real value from your point of view, not just 1 cent per point
• Need a card that rewards daily business expenses
• Admire luxury items such as spa points, free breakfast and lounge access

Even if you already have Personal Sapphire Reserve or Chase Sapphire Priority® Card (See Rates and Fees), Chase also allows you to hold a business version.

Related: Who should get Chase Sapphire Reserves for Business Cards?

Bottom line

This is one of the most exciting new cards we’ve seen in years, and if you’re an internet marketer, this is the one you should have.

With 200,000 points of juicy bonus, premium privileges and unlimited gains, it falls into the business expenditure category, Chase Sapphire Reserve For the right business owner, it’s effortless.

If it sounds like you, don’t wait. Such a quote will not last forever.

To learn more, read our full review of Chase Sapphire Business.

Apply here: Chase Sapphire is engaged in business