Onepay Cash Reward Card Overview
The OnePay Cash Reward Card is a simple no annual fee option for frequent Walmart shoppers, offering generous unlimited revenue on Walmart purchases, with a cash discount of 1.5% on all other purchases. Even if you don’t shop at Walmart often, there is still a powerful case for adding this card to your wallet. Card Rating*: ⭐⭐⭐
*Card rating It is based on the opinions of TPG editors and is not affected by the issuer.
There is no annual fee for the Onepay Cash reward, but to get the highest income rate (return 5%) of Walmart purchases, you need a Walmart+ membership, which costs $12.95 per month or $98 per year, plus applicable taxes.
You can also earn 1.5% on all other purchases outside of Walmart, making it a reliable day-to-day card.
We recommend getting a fair credit score or higher approval for this card.
Let’s dive into the knowledge needed for this exciting new cash reserve card.
Information on Onepay Cash reward card has been collected independently by Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Pros and cons of Onepay Cash Rewards Card
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Related: Why You May Want a Cash Card
Onepay Cash Reward Card Welcome Offer
New applicants can earn $35 in cash back after spending $75 within 30 days of opening the card.
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This welcome offer is incredible and poorly competitive compared to other cash medals, but it is still better than nothing given the low spending demand.
Related: The Best Welcome Offer of the Month
Onepay Cash Reward Card Benefits
The OnePay CashRewards card is an unfamiliar card, so it does not come with benefits.
Once approved, qualified cardholders can receive instant card access through the OnePay and Walmart apps, so they can start using the card immediately to make purchases.
Additionally, the card does not have foreign transaction fees purchased in currencies other than US dollars. It’s a nice uplifting, considering that most cards without an annual fee are not offered.
The biggest benefit of this card is its rate of return – despite the highest interest rates, you need Walmart+ membership.
The card’s functions and Main visa (See Interest Rates and Fees), provide Amazon with revenue from senior members and reduce revenue from non-competitive members.
Walmart+ membership comes with similar privileges:
- Free grocery store
- Free shipping, no minimum order
- Return for free at home
- Burger King Order Discount and Free Supply Every Three Months
- Enjoy up to 10 cents per gallon of gasoline at participating ExxonMobil, Mobil, Murphy USA, Sam’s Club and Walmart Gas Stations
- Free Paramount + Subscription
Expert tips: If you hold it American Express Platinum Card®you can receive up to $12.95 per month of monthly stated credit plus taxes to cover the monthly fee for Walmart+ membership (automatic renewal is required; registration is required). Add UPS exclusion.
Related: Pros and cons of cash backing credit cards
Receive and redeem rewards on Onepay Cash reward cards
A payment cash prize card has a simple income structure. You will earn unlimitedly:
- If you are a Walmart+ member (if you are not a Walmart+ member), 5% cash back on Walmart purchases (online or in-store) or 3%
- 1.5% cash back on other purchases (regardless of your Walmart+ membership)
Cashback is still earned in the form of Onepay points. These points can be redeemed for cash back to OnePay cash account or statement credit.
Additionally, you can put OnePay Cash into a OnePay savings account that has an annual yield of up to 3.75% for up to $250,000.
Related: Best Cards for Daily Expenditure
Which card competes with OnePay Cash Rewards?
OnePay CashRewards is a great choice for Walmart shoppers and those seeking a daily cash card. However, depending on your specific situation, another cash card can better suit your needs:
For additional options, check out our full list of the best cash reward cards.
Should I get a OnePay Cash Award Card?
If you are looking for a simple cash folding option, shop at Walmart often and have a Walmart+ membership, this card is easy.
However, if you don’t have a Walmart+ membership or prefer your reward flexibility, you might choose another cash card.
Bottom line
OnePay CashRewards is shaping this is an excellent age-free cash reserve card. Even if you don’t shop at Walmart often, it’s worth the sight of a second, as it’s unlimited 1.5% in all purchases.
If I shop at Walmart more often, I would consider adding it to my wallet.
Related: The Best Credit Cards for Walmart Shopping
