If you are buying a personal Hilton card in the market and are willing to pay an annual fee to get huge benefits, then you may be wondering if you apply for a midterm Hilton Honors American ExpressSupasspass® Card Or premium Hilton Honors American Express Aspire Card.
Let’s browse the ins and outs of these two cards to help you determine which one is right for you.
Comparison of Hilton Honors vs. Hilton Honors Aspire
| Hilton’s honor surpasses | Hilton Honors Aspire | |
|---|---|---|
| Annual fee | $150 (see rates and fees) | $550 (see rates and fees) |
| Welcome offer | Spend $3,000 in the first six months of card membership and earn 130,000 bonus points. | Spend $6,000 in the first six months of card membership and earn $150,000 in bonus points. |
| Income rate |
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| Declare credits |
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| Elite identity | Hilton Honor Gold; upgrade to diamonds by the end of the next calendar year after spending $40,000 in one calendar year | Hilton Honor Diamond |
| Free night |
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| Other benefits |
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*Qualifications and income levels vary from card to card. Terms, conditions and limitations apply. For more information, visit AmericaneXpress.com/benefitsguide. The policy is insured by AIG New Hampshire Insurance Company.
Hilton Honors and Hilton Honors ASPIRE Welcome Offer
New Hilton’s honor surpasses During the first six months of card membership, cardholders can earn 130,000 bonus points after purchasing $3,000.
Since TPG’s valuation in August 2025, the Hilton points are valued at 0.5 cents per point, you will receive a point value of $650.
Meanwhile, new Hilton Honors Aspire During the first six months of card membership, cardholders can earn 150,000 bonus points after purchasing $6,000.
According to TPG’s August 2025 valuation, this welcome offer is also worth $750.
winner:Aspire. You will receive 20,000 additional bonus points, but be aware that its minimum spending requirement is twice as high.
Hilton Honors Beyond with Hilton Honors ASPIRE Benefits
Both cards are suitable for those who stay at the Hilton hotel, so you can expect to find various benefits for Hilton real estate accommodation, among other benefits.
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this Hilton’s honor surpasses There is an annual fee of $150 and offers:
- Free Golden Identity, including free fifth night free privileges in standard room and 80% bonus of all base points
- By spending $40,000 in one calendar year, you can upgrade to diamond status before the end of the next calendar year
- Free night rewards for use in qualified properties after spending $15,000 in a calendar year
- Purchase of properties purchased directly in the Hilton portfolio with quarterly statement points up to $50
on the other hand, Hilton Honors Aspire There is an annual fee of $550 and offers:
- Free Diamond Status, free premium Wi-Fi, 100% bonus for basic points and room upgrades with available space, and more
- Free night rewards for every account anniversary
- Get a second free night reward after spending $30,000 in a calendar year and a third free reward after spending $60,000 in the same time frame
What makes these cards very different is the statement of what the credit Hilton Honors Aspire card offers, including:
- Up to $200 in biennial Hilton Resort Statement Credit Loan, effective for participating resorts
- Airline purchases quarterly statement credits up to $50
- Get a maximum of $209 in declared credit per calendar year (if automatically renewed)
- Property credits up to $100 for two or more nights of eligible accommodation in Waldorf Astoria and Conrad Hotels
(Registration required for selected benefits)
The card also provides cell phone protection to repay you for repairs or replacements. Every 12 months, cardholders limit two approved claims every 12 months, with a limit of $800 per claim. This also requires a $50 deduction.
Meanwhile, neither card has foreign transaction fees and offers elite status for the National Car Rental (with admissions through the “Emerald Club Required Program”. Both cards offer powerful travel and shopping protection privileges, but Hilton Honors Aspire Win in this category.
winner: Hilton Honors Aspire. It is ahead of Hilton Honors thanks to its stated points, automatic diamond elite identity and travel protection.
*Qualifications and income levels vary from card to card. Terms, conditions and limitations apply. For more information, visit AmericaneXpress.com/benefitsguide. The policy is insured by AIG New Hampshire Insurance Company.
Hilton Honors and Hilton Honors ASPIRE Win Points
this Hilton’s honor surpasses Earn:
this Hilton Honors Aspire Offer some categories of money making rates slightly better:
- 14 points per dollar for qualified purchases of hotels and resorts in Hilton portfolio
- 7 per dollar when dining at a U.S. restaurant (including takeout and delivery), choose a trip, including flights booked directly with the airline, or Amex Travel and car rental booked directly with the car rental company
- 3 points per dollar for other qualified purchases
The golden status of Hilton Honors surpasses the diamond status of Hilton Honors Aspire, and everyone brings you more points on the eligible Hilton accusations.
This means using your Hilton’s honor surpasses On eligible Hilton fees, you will get 30 net points per dollar Hilton Honors Aspire On eligible Hilton fees, the fee per dollar will be 34 points. This is an incredible income rate for any credit card, but remember that Hilton points are less valuable than transferable rewards.
winner: Hilton Honors Aspire. The income rate on the card is higher and you can earn points faster.
Hilton Honors and Hilton Honors ASPIRE’s redemption points exceed
Both cards allow you to earn Hilton Honors points with credit card spending, which are automatically deposited into your Hilton Honors account. You can redeem points for experience, free nights (no power outage dates), Lyft rides, rental cars, shopping and transfers to airline partners.
Hilton Honors are priced using dynamic rewards, so the number of points required for accommodation varies by hotel, room type, booking date and travel date.
The Explorer tool provided by Hilton is an excellent way to determine how many points you need. Insert how many points you use, where or destination type you want to travel, and the tool will give you a list of results that match your criteria.
TPG contributor Matt Moffitt was able to redeem 256,000 Hilton points in Hilton Sydney accommodation the week before Christmas. Thanks to his Aspire card awarded him the diamond status, he was able to get his fifth night for free.
winner: tie. Both cards have the same redemption options.
Should I let Hilton Honors surpass or Hilton Honors Racing?
this Hilton’s honor surpasses is one of the best mid-level hotel credit cards available today and offers an annual fee of overvalued, medium $150. However, you can easily get value from a $550 annual fee of $550 Hilton Honors Aspire If you maximize your claim credit and you can stay at the Hilton Properties several times a year to take advantage of the status of the Hilton Diamond.
How to upgrade from Hilton Honors to Hilton Honors Aspire
from Hilton’s honor surpasses arrive Hilton Honors Aspire Through customer service called American Express. However, unless you target the upgrade offer, switching to Hilton Honors Aspire does not allow you to receive a welcome bonus.
This may allow you to earn a future qualifying thanks to an incentive for AMEX’s lifetime policy. If you want to downgrade Aspire to Over, dial the phone number on the back of the inbox.
Bottom line
this Hilton Honors Aspire Having a compelling value proposition that can be paid over time (and then some) but upfront $550-year fees are not possible. That is, frequent travelers can easily take advantage of their interests.
Instead, there are great benefits for Hilton Honors to surpass annual salary, so it may be a better option for those who don’t often live with Hilton.
To learn more, check out our full review of Hilton Honors Sperpass and Hilton Honors Aspire.
Apply here: Hilton’s honor surpasses
Apply here: Hilton Honors Aspire
For the rates and fees of Hilton Honors, click here.
For the rates and fees of Hilton Honors, click here.
