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New Onepay CashRewards card saves up to 5% at Walmart

Note, Shoppers: OnePay is launching a new cash reserve card that will reward all customers who purchased it.

The OnePay CashRewards card is designed to further expand American budgets, especially if you are a Walmart shopper and/or Walmart+ member. It has a simple money-making rate, a modest but easy-to-get welcome bonus with no annual fee.

Also, since the new card is issued by a synchronous bank and runs on the Mastercard network, it can be used almost anywhere.

So whether you are buying groceries, home cleaning products, school supplies, or even a new TV every week, this is how this card can essentially save you up to 5% on your online and in-store Walmart purchases.

Related: Walmart Cash Rewards Program: How to Earn “Cash”, Save Bills and Earn Allowances

How do you save with OnePay CashRewards card

Onepay Cash Reward Card offers unlimited cash back on Walmart purchases, with 5% return of Walmart+ members and 3% on everyone else. Additionally, cardholders will receive a 1.5% cashback from their purchases from MasterCard anywhere. So whether you are an occasional or a Walmart shopper, you can save money by earning cash on these daily purchases.

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For example, someone who spends $500 a month at Walmart (in-store or online) will earn $25 in cashback at Walmart+ membership, or use this card as a non-member. Thanks to the ability to earn unlimited cash back on all purchases, the card is simple and easy to use and provides value to many families.

In addition, new cardholders can earn $35 cashback after spending $75 or more in the first 30 days after opening the card. And, since there is no annual fee, it can easily be a win-win for those looking to receive a reward for daily expenses.

As a Walmart+ member, if you decide to open the OnePay Cash rewards card and spend $100 at Walmart within the first 30 days of opening your account, you can basically earn $40 on your first purchase. To break it down, this will be a $35 cashback for the card’s welcome bonus, plus $5, as you’ll get a 5% return for Walmart as a Walmart+ membership.

Cashback rewards can be redeemed for stated credit on your account or transferred cash to Onepay cash account.

People walk on May 14, 2024 at the entrance of a Walmart store in Miami, Florida.
Joe Raedle/Getty Images

How to apply for OnePay Cash Reward Card

If you want to start saving, OnePay recommends TPG, and you can check if you have already received a Onepay Cash reward card in advance without affecting your credit score before applying.

Related: Best Cash Credit Cards

Is this card worth it?

This card is designed for shoppers who want to start saving their daily purchases and are interested in a hassle-free heat-free reward card. Additionally, for Walmart’s frequent customers, the OnePay CashRewards card can help you save more.

remember:

  • If you have a Walmart+ membership, a 5% Walmart rate is great for groceries, back to school supplies and home essentials.
  • You can still earn 1.5% on non-Walmart purchases, which is a useful benefit for daily expenses.
  • Although the $35 welcome bonus of spending $75 in 30 days compared to many travel reward cards is modest, it’s easy to capture in regular grocery store runs.

What to remember: You need an active Walmart+ membership to get all 5% returns at Walmart; otherwise, you will earn 3% at Walmart. (This is an article with some tips on how to potentially save Walmart+ membership.)

Bottom line

With a zero-dollar annual fee, the Onepay Cash reward card receives up to 5% return and an easy redemption option at Walmart, perfect for shoppers who want an easy way to expand their budget, especially if they often shop at Walmart.

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