this Chase Sapphire Reserve for Business- (See rates and fees) is Chase’s latest and best quality business card. It offers business owners quality privileges such as lounge access, statement points and impressive travel protection.
The card costs $795 annually, but the large amount of statement points it comes with can help offset this. In fact, the stated credit line is worth more than $1,800, and if used fully, the annual fee is more than twice.
Let’s dive into the stated credit you need to know about sapphire reserves.
Overview of Sapphire Reserves
This is the credit list Chase Sapphire Reserve discount:
| Credit | value |
|---|---|
| edit | $500 ($250 per year – January to June, another from July to December) |
| Ziprecruiter | $400 ($200 every two years) |
| travel | $300 per year |
| Google Workspace | $200 |
| doordash | $300 (two $10 per month non-royal promotions and 1 month $5 restaurant promotions) |
| Global Entrance, TSA Precheck or Nexus | $120 (every four years) |
| Lyft | $120 ($10 per month in-app credit) |
| gixcards.com | $100 per year ($50 per two years) |
| Chase stores | $500 (need $120,000 or more expenses) |
| Southwest Airlines | $500 (need $120,000 or more expenses) |
edit
ChaseTravel℠’s editor is the luxury hotel reservation portal. To trigger this credit, you must use the property to book at least two nights in the edit. Every two years, you will receive a maximum of $250 in return for $250. When you stay in editing properties, you receive the following allowance:
As an additional benefit, with editing attributes, any hotel elite status you apply for will benefit and you will receive bonus points and elite night points. Usually, you don’t usually get elite status benefits when you book through an online travel agency. When searching for a hotel in the edit, you will see that the property may say Hyatt or Bonvoy are eligible. Just remember to put your hotel loyalty membership number on your reservation.
Even if you have stayed in a luxury hotel once a year, there should be no problem using this credit. Remember that you must get credit by editing the booking for at least two nights prepaid time.
Expert tips: To extend your trip, consider stacking any free nightclubs you may have in editing credits.
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Related: Editorial Credit for Chase Sapphire Reserve: What to Know
Ziprecruiter
and Commercial sapphire reservesyou will receive up to $200 in Ziprecruiter (until December 31, 2027), where the platform can publish jobs and hire employees.
Not all businesses can use this credit, but it can be valuable if you want to expand and hire new employees.
Related: Chase Sapphire Reserve Statement Credit: What They Are and How to Use They
travel
this Commercial sapphire reserves There is an annual travel credit of $300. This is the same credit on its consumer counterpart, Chase SapphireReserve® (See rates and fees).
This credit is not as limited as it is available on the Capital One Venture X business, as it does not have to be redeemed through the travel portal. Therefore, this is one of the easiest credits to use. It triggers after you make any purchases that you have defined as a trip, such as parking or tolls.
If you make any travel purchases, you won’t have any issues maximizing this credit. You can even use this credit without realizing it.
However, please note that you will not receive any reward points on purchases covered by your credit.
Related: How to Save Travel with the $300 Annual Travel Credit in Chase Sapphire Reserve
Google Workspace
Google Workspace provides a suite of productivity tools for AI-focused enterprises. Popular tools in the workspace suite include Gmail, Google Drive, Google Calendar, and Google Meet.
Cardholders will receive up to $200 for $200 to pay for Google Workspace purchases (until December 31, 2027). The Google Workspace plan starts at $7 per month.
If you use the premium version of any Google’s productivity tool, most are included in the workspace, so you should be able to get value from this credit.
Related: How to choose the best credit card for your business expenses
doordash
this Commercial sapphire reserves Three monthly Doordash promotions are available. You will receive a $5 restaurant promotion and two $10 non-royal promotions per month.
Businesses should be able to use this kind of credit easily. If you order a team delivery only once a month, this credit can easily save you some money. Plus, with two non-royal promotions you can use to provide supplies for office store.
You will also receive a free Doordash Dashpass membership (as of December 31, 2027), which will provide you with a $0 delivery fee and reduce the service charges for qualified orders.
It is important to note that your sapphire reserve must be used as a payment method to obtain these benefits. Additionally, if you use more than one order with full credit, the remaining value will be forfeited. (You must activate both benefits by December 31, 2027.)
Expert tips: If you are close to the restaurant or store you are going to order, choose pickup instead of delivery to save money.
Related: Chase extends its Doordash partnership for 3 years – That’s what it means for you
Global Entry, TSA Precheck or Nexus Credit
Although many travel reward cards offer ordinary benefits, Commercial sapphire reserves Cardholders are offered a maximum of $120 per four years for application fee credits for global admission, TSA Precheck or Nexus. These programs provide accelerated airport security and access to the United States or Canada.
Expert tips: Select Global Entry, as it includes TSA Precheck. Additionally, if you already have Global Entry or TSA Precheck, you can use this application fee for one of your employees, friends or family members; just pay for the application with your card.
Related: Global Entry vs. TSA Precheck: Which is more beneficial?
Lyft
Cardholders receive a $10 monthly Lyft ride credit and are added to their Lyft account in the first of each month (until September 30, 2027).
It’s a credit to use or reject, and no unused part will overturn. Most people should easily use this credit. If you order a ride only once a month through a ride service, you may be able to use the entire credit.
Plus, your card spent 5 points on the Lyft ride (until September 30, 2027).
Expert tips: Link your Lyft account with loyalty reward partners such as Atmos Rewards (new program for Alaska Airlines and Hawaiian Airlines), BILT Rewards or Hilton Honors. This way you can double-way by chasing points and Another key point of loyalty program.
Related: Lyft Welfare Guide as Chase Sapphire Reserve Cardholder
Gift Card
Cardholders receive up to $50 in biennial giftcards.com Statement Credit (as of October 31, 2028). To use credit, go to this website, select a gift card and use your Commercial sapphire reserves. Some of the popular businessmen include Chipotle, Doordash, Lululemon, Nordstrom, Panera and Ulta Beauty.
This kind of credit is very simple, and most credits are effortless. You can use it to express appreciation to employees or treat your team for lunch.
Expert tips: Activate Rakuten before purchasing a gift card so you can earn extra cash.
Related: What credit cards should you use to purchase gift cards?
Win points
this Commercial sapphire reserves Cardholders are also allowed to earn additional statement points after spending $120,000 or more in a calendar year. Once you encounter this spending threshold, you will get $500 in the store with Chase Credit and $500 Southwest Airlines Credit.
These points do not represent the return on your spending and I will not try my best to make money. However, if you can organically meet this expenditure requirement, they are a good reward.
Bottom line
Sapphire Reserve provides statement credit worth over $1,800 per year. Even if you use only a small portion of these credits, you can still get your annual fee back. Plus, the card has quality privileges like lounge access and travel protection, which is a great option to consider adding to your wallet.
To learn more, read our full review of Chase Sapphire Reserve for Business.
Apply here: Chase Sapphire Reserve
