Chase has offered the best welcome bonus for two unfamiliar ink ink business credit cards in a few months. New applicants can currently earn $900 in bonus cashback after meeting the minimum spending requirement.
Both Ink Business Unlimited® Credit Card (See rates and fees) and Ink Business Cash® Credit Card (See Rates and Fees) is a powerful small business choice, and revenue structures with fixed or reward categories can increase rapidly.
If you’ve been waiting for a juicy offer application, now is the time. These are the highest bonuses we’ve seen on these cards since last year.
Remember, these are commercial credit cards. You don’t need a large company with employee qualifications to qualify – even freelancers, sole proprietors and everyone with side shows may qualify. However, you will need a legal business to apply.
Return cash to chase point
While Ink Business Unlimited and Ink Business Cash technically earns cash, if you also have premium cards like Sapphire cards or Ink BusinessPreferred® Credit Cards, you can return cash to Chase Ultimate Rewards points.
Doing so can greatly increase the value as points can be redeemed at higher prices or transferred to airlines and hotel partners.
(Please note that although Chase Ink BusinessPremier® credit card is also a cashback card, its cashback cannot be converted into points.)
The information preferred for the ink business and the Prime Minister of the ink business has been independently collected by Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Unlimited credit card for ink business
Welcome bonus: Earn $900 in bonus cashback after purchasing $6,000 in the first three months after the account is opened.
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This is the highest bonus on the card, last seen in November 2024, and it is the best time to apply.
Annual Fee: $ 0
Income rate: 1.5% cash back on all purchases
Who should apply: Infinity in the ink business is a disadvantage for small businesses and sole proprietors who don’t spend on a specific expenditure category. Either category, you get 1.5% flat on your purchase.
While this isn’t the best flat rate option for business owners, it does come in handy if you own a Chase Ultimate Ultimate Rewards Points credit card, returning 1.5% of cash to 1.5 points per dollar (a return of 3.1% according to TPG’s September 2025 valuation).
To learn more, read our full review of Ink Business Unlimited.
Apply here: Ink business unlimited
Ink business cash credit card
Welcome bonus: Earn $900 in bonus cashback after purchasing $6,000 in the first three months after the account is opened.
This is the highest bonus we have seen on this card and the first time it has been offered since January 2024, and it is now the ideal time to apply.
Annual Fee: $ 0
Income rate:
- 5% cash back on office supply stores as well as internet, cable and telephone services (the first $25,000 of co-purchased on account anniversary each year)
- 2% cash back at gas stations and restaurants (the first $25,000 spent in the middle of each account anniversary year)
- Cash back from all other purchases 1%
Who should apply: The ink business cash is perfect for anyone who spends a lot of money on the internet, cable and telephone services. These are common expenses for many small businesses, so most business owners should be able to maximize rewards with this card.
To learn more, read our full review of Ink Business Cash.
Apply here: Ink business cash
The preferred credit card for ink business
Welcome bonus: Earn 90,000 bonus points after purchasing $8,000 in the first three months after the account is opened.
According to TPG’s September 2025 valuation, the welcome bonus is worth $1,845.
This bonus is the standard quote we see on this card. In the past, we have seen better quotes, so we recommend waiting until at least 100,000 points.
Annual Fee: $95
Income rate:
- Annual shipping purchases, internet, wired and telephone services, travel and advertising purchases purchased through social media and search engines ($150,000 spent per year) on the first $150,000 spent on these categories each year, and then 1:1 per dollar)
- All other purchases for 1 cent per dollar
Who should apply: Small business owners with huge spending in the above bonus category will be happy to earn up to 450,000 points per year. The card also provides access to Chase’s airline and hotel transfer partners so it can stand alone in your wallet.
To learn more, read our full review of the ink business preferred.
Related: Who is eligible for the Chase Ink business preferred card?
Ink Business Prime Minister Credit Card
Welcome bonus: Earn $1,000 in bonus cashback after purchasing $10,000 in the first three months after the account is opened.
This is the standard bonus for this card since its launch in late 2021. We haven’t seen any promotional quotes yet, so now is a good time to apply.
Annual Fee: $195
Income rate:
- 2.5% cash back for purchases of $5,000 or more
- Cash back from all other purchases 2%
Who should apply: This card is ideal for small business owners looking for cards with flexible spending limits. This means you have to pay your bills all month and you cannot hold the balance. If you can meet these conditions, you will enjoy unlimited revenue potential on this card.
However, it is worth noting that the card’s rewards cannot be combined with the Chase Ultimate Reward Card.
To learn more, read our full review of the Prime Minister of Ink Business.
Are these bonuses worth it?
If you want to make money to earn one of these welcome bonuses, or if you want to take advantage of their income rate as soon as possible, not later, it is worth getting one of these cards.
Although these card totals will not be added to the 5/24 total, you need to apply for any cards for Chase under that number. If you have opened five or more credit cards (from any bank) in the last 24 months, you may be denied when applying.
Commercial credit cards (or cards with large welcome bonuses) tend to have higher spending requirements to earn bonuses. If you can meet this requirement, the welcome bonus is almost always worth it.
Related: Final Guide to Credit Card Application Restrictions
Bottom line
If you can combine the rewards with your existing Ultimate Rewards account, these bonus offers are even more valuable. While you have to consider 5/24 when applying, it is certainly worth looking into these current quotes.
Most small businesses should be able to meet the spending threshold to take advantage of any bonuses. Any ink business credit card can be a reliable addition to anyone’s wallet.
Apply here: Ink business unlimited
Apply here: Ink business cash
learn more: Ink business priority
learn more: Prime Minister of Ink Business
