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Apply to take advantage of the third quarter benefits quickly

If you already have one of the top cards for the US Express, or are considering using the application – now you can take action to maximize the new credit recently added to these cards.

this American Express Platinum Card® Just make a major refresh, purchase credits at Lululemon retail stores in the U.S. (excluding channels) and purchase up to $75 online every quarter, and at our quarterly Resy crotiatied restaurants (requires enrollment).

((American Express Business Platinum Card® It’s also refreshed, without adding any new quarterly points, but this is still a good reminder to ensure you get value from your existing quarters. )

And both of them offer high welcome bonuses to new card members, who can apply online and start using the card’s cards right away, unlocking value from the start.

That’s why applying now can help you capture extra value by the end of September.

New card guy? Get instant card number

Good news: If you want to pick it up Amex Platinumyou can apply online and get the instant card number used for online purchases and add it to Apple Pay (such as Apple Pay) (your physical card arrives by email when you wait for seven working dates).

This means you can find out the offer and see if you qualify for up to 175,000 bonus points, spending $8,000 in the first six months of card membership. Welcome offers vary and you may not be eligible for an offer.

You can then sign up for a statement credit that can be maximized by the end of September.

Marko Geber/Getty Images

Similarly, new Amex Commercial Platinum Card Members can earn the highest public bonus ever on this card: $20,000 spent in the first three months of card membership on eligible purchases will receive 200,000 bonus points.

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They can earn instant card numbers upon approval and immediately start maximizing their monthly and quarterly points.

Recommendations from platinum members

Plus quarterly Lululemon up to $75, Resy Statement Points up to $100, up to $120 per year ($9.99 per month) for Uber One membership (if automatically renewed), Platinum card From now until the end of September, members can withdraw up to $185 worth from their cards.

This almost completely offsets the card’s annual fee of $200 (see rates and fees).

Before making any purchases, new and existing card members must activate new Lululemon, Resy and Uber in their AMEX account for a benefit to properly trigger credit. New card members should also register for all other related benefits, especially the other three monthly statement credit mentioned below.

Then, using your card costs at least:

  • U.S. Lululemon up to $75 in retail stores (excluding stores) and online: My advice is to stack and browse second-hand deals with the Rakuten shopping portal and “we did too much” the sales section. Online and in-store purchases are eligible for credit.
  • A Resy restaurant in the United States up to $100: Find participating restaurants in your area; you don’t need to book to get credit. Before dining, new card members should check that they can click to pay for terminal payments or ask staff to manually enter their card number. There is sometimes a quirk sometimes not receiving credit, I’ll explain it later.
Woman paying with credit card
filadendron/getty image

Finally, sign up for Uber One membership with a Platinum card for $9.99 per month (or $96 per year).

Get $175 worth from new quarterly credits, while the new monthly Uber One membership credit is $9.99.

Other Values ​​of New Platinum Card Members

if you Apply for your new platinum card nowyou can take advantage of an additional $52.95 monthly credits. After registering for benefits, please use your card to receive:

  • Digital entertainment services up to $25: Qualified services include Disney+ bundles, Hulu and YouTube TV.
  • Uber cash up to $15: This credit is valid on Uber rides, and Uber Eats orders in Uber cash in the Uber Cash will only be deposited into an Uber account if you use Amex Platinum as a payment method and redeem it with any Amex card.
  • Walmart+ membership up to $12.95: This credit applies when purchasing a membership (if automatically renewed; plus UP is not included).

Set your instant platinum card number as the payment method for each service. Then, when you receive a physical card, check the four-digit CVV in front and the expiration date of the post-match date on the instant card; if they don’t, update those numbers.

Business advice for members of platinum card

AMEX added or enhanced unique credit Commercial version of Platinum Refresh is annual and every six months (every six months) credits.

Mature male entrepreneur working on laptop on female colleague on food truck
Maskot/Getty Images

That being said, it’s still a good reminder for new and existing card members to get $150 from the following points by the end of September:

  • Our wireless phone service declared credit limit up to $10 per month: Use this credit to pay your mobile bill. You can also get mobile phone protection by paying your bills with this card.
  • Get up to $50 in Quarterly Statement Credit on Hilton Qualified Purchase: First, please make sure to enroll for free (free). Then, use your card to pay for the Hilton hotel room rates and accompanying fees. Data points show that you can get this credit even if you are not staying in a hotel, you can also dine in a restaurant or purchase products from a gift shop located in the Hilton hotel.
  • Quarterly stated credit limit up to $90: Use this credit does indeed purchase online.

Again, make sure you activate these credits first so that your purchase triggers the credit.

Important Notes on Contactless Payments

Most AMEX statement credit terms and conditions say this:

“If a merchant uses a third party to process or submits a transaction to American Express (such as using a mobile card or a wireless card reader), the transaction may not be qualified.”

Contactless payment
Solstock/Getty Images

It’s frustrating that there’s no guarantee that you’ll receive your statement credit, as it may not be coded or processed as Amex wants.

I faced this twice while using a $50 RESY restaurant for biennial $50 on our Resy Restaurants American Express® Gold Card;No standard periods of eight to ten weeks after the transaction is completed are released.

But after waiting for 10 weeks, I was able to get a statement credit by asking the agent to manually apply the credits through the online chat feature on my AMEX account. So my advice is to follow your account; if the credit does not appear within 10 weeks, ask AMEX to apply it manually.

Bottom line

By developing strategies for time, those Amex Platinum or Commercial Platinum Until the end of September, you can take advantage of up to $238 per month.

I would encourage new card members to apply immediately, please note their instant card number and add it to their digital wallet immediately.

Remember to register these benefits first to ensure that eligible purchase trigger statement credit. And keep an eye on your account to ensure you earn credits within 10 weeks; if not, use the chat feature to ask AMEX to apply them manually.

To learn more, read our full review of American Express Platinum and American Express Business Platinum.


Apply now: Platinum card for American Express
Apply now: American Express Business Platinum Card


For Amex Platinum rates and fees, click here.

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