Liked by many at TPG American Express® Gold Cardas it’s one of the best rewards cards for dining and spending at U.S. supermarkets.
The card also has a variety of bill points related to food services and restaurants, and has an annual fee of $325 (see Rates and Fees).
Let’s take a look at why you should consider adding the American Express Gold Card to your wallet.
American Express Gold Card Welcome Offer
Know your offers and see if you’re eligible for up to 100,000 bonus points after spending $6,000 in your first six months as a cardmember. Welcome offers vary and you may not qualify for one.
This offer could be worth up to $2,000 based on TPG’s November 2025 valuation.
This is the second American Express card to receive such targeted treatment, after American Express Platinum Card®which has its own version: Know your offer and see if you’re eligible for up to 175,000 bonus points after spending $8,000 in your first six months as a card member. Welcome offers vary and you may not qualify for one.
Read more: The best time to apply for these popular American Express cards based on offer history
Should you apply for the American Express Gold Card?
this American Express Gold Card is one of the best cards for dining and grocery shopping, but it also offers ongoing benefits that make it easy to justify and pay the card’s annual fee.
Amex Gold has many lucrative bonus earning categories:
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- Earn 4 points per dollar spent at restaurants around the world (1 point per dollar spent up to $50,000 per calendar year)
- Earn 4 points for every dollar spent in U.S. supermarkets up to $25,000 per calendar year (1 point for every dollar spent thereafter)
- Earn 3 points per $1 spent on flights booked directly from the airline or through amextravel.com
- Earn 2 points per $1 spent on prepaid hotels and other qualifying purchases made through amextravel.com
- Earn 1 point per $1 spent on all other qualifying purchases
In addition, Amex Membership Rewards points can be transferred to 17 airlines and 3 hotel partners, including valuable programs such as Air Canada Aeroplan and Air France-KLM Flying Blue.
You can maximize your rewards by booking a dream business class flight or a stay at a picturesque island resort for far less than cash.
Card members can earn up to $10 in points per month (up to $120 per year) on their dining bill at participating merchants, including Five Guys, Goldbelly, Grubhub, The Cheesecake Factory and Wine.com. (Registration required.)
Card members can also enjoy Uber Eats and Uber rides in the United States, and receive up to $10 in Uber Cash per month (up to $120 per year). You must add your American Express Gold Card to the Uber app to receive the Uber Cash benefit, and it can be redeemed with any American Express card.
In addition, card members can earn up to $100 in Resy bill points per year, divided into two points of up to $50 each, awarded semi-annually. To use them, dine at participating Resy restaurants in the U.S. and pay your bill with your American Express Gold Card. (Registration required.)
Finally, card members can earn up to $7 per month (up to $84 per year) in Dunkin’ bill points. When paying at Dunkin’ stores in the U.S., just use your American Express Gold Card. (Registration required.)
Related: 5 Little-Known Ways to Maximize Dining Points with your American Express Gold Card
bottom line
Earning so many reward points at restaurants and US supermarkets around the world is huge. American Express Membership Rewards points are extremely valuable and have many great redemption options. If you use up all of your bill points, you’ll get $424 in value each year, which easily covers the $325 annual fee.
TPG employees hold American Express Gold Cards year after year. Given its food-oriented bill points, strong profitability on dining and groceries, and the ability to earn transferable points, it’s probably worth a spot in any frequent flyer’s wallet.
To learn more, read our full review of the American Express Gold Card.
Apply here: American Express Gold Card
For American Express Gold Card rates and fees, click here.
