Hilton Honors American Express Business Card Overview
this Hilton Honor American Express Business Card It is a useful hotel business card. Hilton Golden Elite Identity, Car Rental Status and Hilton Purchasing a Huge Income with Premium Benefits (Enrollment Needs for Featured Benefits). If Hilton is your company’s preferred hotel chain, this card may be worth it in your wallet. Card rating*: ⭐⭐
*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.
this Hilton amex business card It’s made for small business owners, but you don’t need a bustling office or dozens of employees to apply. Need to travel the side hustle or consult the show enough to qualify for a small business card.
One of the best benefits of Hilton’s business card is its automatic Hilton King’s elite identity. From daily food and beverage points to room upgrades (based on availability), this card can provide meaningful benefits from the start.
With an annual fee of $195 (see Fees and Fees), the card won’t break the bank for most banks. Applicants who approve Hilton Amex business usually have a good credit score.
Let’s check the Hilton Amex business card in more detail to help you determine if it’s a hotel card for your wallet.
Hilton AMEX business card patent figures and disadvantages
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Hilton Amex Business Card Welcome Offer
New Hilton amex business During the first six months of card membership, cardholders can earn 175,000 bonus points after purchasing $8,000.
According to TPG’s October 2025 valuation, 175,000 bonus points are worth $875.
This is not the highest offer we have seen in card history, but it has been raised and meets the criteria for when we apply.
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Remember that AMEX offers the “Once Every Life” policy for the card has the following:
If you have or own this card or a previous version of this card, you may not be eligible for a welcome offer. You may also not be eligible for welcome offers based on various factors such as the history of your credit card balance transfer, your history as an American Express member, the number of credit cards you have opened and closed, and other factors. If you do not meet a popular offer, we will notify you before processing the application so that you can choose to withdraw your application.
Related: Best Credit Card Welcome Bonus Available
Hilton Amex Business Card Benefits
this Hilton amex business Various benefits and allowances are provided annually. Selected benefits require registration.
- Free Hilton Honor Gold Elite Status: With a golden identity, you will receive 80% of the Hilton bonus, the fifth night of the award redemption, the elite level grade night, free breakfast or food and drink credit, room upgrades (if any), and more.
- Free National Car Rental Elite Identity: Card members are awarded the status of executives at the National Car Rental Jade Club. Benefits include guaranteed upgrades, access to the execution area car and no second driver fee.
- Expense management tools: As a business card member, you will have access to tools such as QuickBooks Integration, Bill.com payments, and more.
- Hilton Statement Credits: Eligible Hilton purchases up to $240 in each calendar year (up to $60 per calendar quarter). Qualified purchases include room reservations at the Hilton Hotel and occasional expenses such as dinner or spa treatments.
- Travel protection: Get valuable purchase and travel protection when you pay with your card.
- Upgrade to diamond status: You can reach Diamond Elite status after the next calendar year that costs $40,000 in one calendar year. Diamond status has more benefits like better upgrades (when available), executive lounge access, 48-hour room guarantee, and more – although if you want this status, you’d better apply for it Hilton Honors American Express Aspire Cardprovides diamond status as a built-in privilege.
Although this is not a great set of benefits, their annual fees are acceptable. That said, if you are staying at least a few times a year, this card will be hard to justify annual payments.
If you expect to take advantage of the Hilton Statement Credits up to $240 per calendar year, you may want to consider another hotel’s business card.
Related: Your Shopping Protection Guide on U.S. Express Cards
Points on Hilton Amex Business Card
and Hilton amex business cardyou will spend 12 points per dollar at Hilton Hotels and Resorts – a return on spending of 6% according to TPG’s valuation.
You will also earn 5 points per dollar on all other qualified purchases (up to $100,000 per calendar year, and then spend 3 points after that).
Like other Hilton credit cards, you will get the best rewards for Hilton purchases. Based on our valuation, you will receive 1.5%-2.5% of other business-related expenses.
Other cards offer better value, e.g. AmericanExpress® Commercial Gold Card or Ink Business First Choice® Credit Card.
The preferred information for ink business is collected independently by partners. The card details on this page have not been reviewed or provided by the card issuer.
Since AMEX membership rewards allow you to transfer points to Hilton, Amex Business Gold may be a great addition or alternative to Hilton’s Amex business card.
Related: How to choose a strategy for your small business credit card
Redemption points on Hilton Amex business card
Like most hotel loyalty programs, the best value comes from using Hilton amex business card On hotel reservations.
There are a number of ways you can redeem Hilton Honors Points. Hotel redemption offers the best value, while discounts on Hilton events, Hilton Honors experiences and Amazon purchases are less valuable.
Although there is no public reward list for Hilton Honors, the Explorer tool can show you the reward price range for the next 30 days. This can help you know what you expect when considering where your point of view is used.
TPG contributor Matt Moffitt loves to redeem his Hilton Honors Index to book three- and four-star hotels abroad. These attributes tend to have higher redemption value than the United States
His goal is to book a five-night stay, as he only needs to pay four, thanks to his elite status as a Hilton co-signed card.
Related: The Ultimate Guide to Hilton Honor Loyalty Program
Transfer points using Hilton Amex Business Card
Hilton offers several airline transfer partners to transfer you in Hilton amex business card. These include famous choices such as France-KLM, British Airways, Delta Airlines and United.
Hilton points are usually transferred at a poor speed; for example, when transferring to Manchester United, you only earn 1,000 miles of mileage in exchange for 10,000 Hilton Honors Points.
Given the poor value of this redemption option, it is rarely recommended to use Hilton points for airline transfers. Even if you need to go beyond the airline’s reward balance, there may be a better, more value-conscious approach.
Related: From Florida Keys to Maldives: 7 Great Ways to Use 130,000 Hilton Honor Points and Free Nighttime Rewards
Which cards compete with Hilton Amex business cards?
this Hilton amex business card It is Hilton’s only business card. However, it faces solid competition from other common hotel cards and standard business cards.
For additional options, see our list of the best business credit cards and the best American Express cards.
Related: How to apply for an AMEX business card
Bottom line
You may be reluctant to pay your credit card annual fee, or wonder if it is $195 annual fee Hilton amex business The card is worth it. Consider how much value you will get from the card’s automatic Hilton Gold status, as this may be the deciding factor for whether the card is right for you.
The Hilton Amex business card has advantages for business travelers who often stay at the Hilton hotel. However, others should choose another hotel card or business card.
Apply here: Hilton Honors AMEX Business Card
For rates and fees for Amex Hilton business cards, click here.
For rates and fees for Amex Marriott Bonvoy business cards, click here.
For rates and fees for Amex Business Gold Cards, click here.
