this Chase Sapphire Reserve® (See Rates & Fees) offers more than $1,000 in annual lifestyle credits—enough to easily offset its $795 annual fee. Covering dining, entertainment, fitness and transportation, these benefits add meaningful, everyday value to an already top-tier travel card.
When the card is renewed mid-year, only new cardholders (those who applied on or after June 23) will receive the new points. However, as of October 26, the full set of points is now available to all cardholders (including those who opened accounts before June 23).
In this guide, we’ll take a closer look at each of the new lifestyle points and show you how to take advantage of them to maximize the value of your card.
Chase Sapphire Reserve Lifestyle Points
The Sapphire Reserve’s five lifestyle points include popular services and are worth a total annual value of up to $1,090.
| Credit | annual value | How is it earned | More details |
|---|---|---|---|
| door panel | up to $300 | $5 monthly restaurant promotions and two $10 non-restaurant promotions per month | Activate before December 31, 2027 |
| stub hub | up to $300 | Divided into two semi-annual $150 bill credits | Available for purchasing concert and event tickets on StubHub or Viagogo; activation required |
| Apple TV+ and Apple Music | $250 | Each service requires a one-time activation through chase.com or the Chase Mobile app | Available with Apple TV+ and Apple Music subscriptions; subscription ends June 22, 2027 |
| Lyft | Up to $120 | Up to $10 in credits per month | In-app points; until September 30, 2027 |
| Peloton | Up to $120 | $10 per month | Declaration points for Peloton membership; through December 31, 2027 |
Now, let’s break down each credit individually.
door panel
value:
$300, divided into a $5 monthly restaurant credit and two $10 non-restaurant credits.
DoorDash is great for nights when you don’t feel like cooking or when you need some groceries to complete a recipe.
this Sapphire Reserve$5 monthly DoorDash restaurant credit is offered as an in-app credit on all restaurant orders each calendar month. Two $10 promotions on non-restaurant purchases apply to grocery, convenience store or other non-restaurant orders. You’ll also get a free DoorDash DashPass membership valued at $120.
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You must activate before December 31, 2027 to receive points and membership.
While I don’t have a stash of sapphires, I do have Chase Sapphire Preferred® Card (See Rates and Fees), DashPass membership is also available (upon activation on December 31, 2027). Since I signed up, I’ve saved an average of $100 a year thanks to the free subscription.
This benefit of the Sapphire Reserve is easy to maximize if you remember to make three purchases on DoorDash each month (two non-restaurant purchases of at least $10 and one restaurant purchase of at least $5).
RELATED: Chase extends partnership with DoorDash for 3 more years — what it means to you
stub hub
value:
$300 per year divided into two $150 per year credits.
Concert goers and live sports fanatics, this one is for you. Two bi-annual $150 bill credits will offset higher ticket prices for two special events each year (ends December 31, 2027; activation required).
The points are good for concert and event ticket purchases on StubHub or Viagogo.
For those who purchase event tickets at least twice a year (one between January and June and another between July and December), maximizing this point is simple.
Related: The best credit cards for sports fans
Apple TV+ and Apple Music
value:
Both subscriptions are $250.
Credit for this if you watch the show on Apple TV+ or use Apple Music as a streaming app Sapphire Reserve Will provide you with great value.
Available with a one-time activation of each service via chase.com or the Chase Mobile app; subscription ends on June 22, 2027.
This credit is great for music fans and TV fans, especially if they already use these services. Plus, since each app requires one-time activation, it’s easy to maximize.
RELATED: Get Apple TV+ and Apple Music with Chase Sapphire Reserve
Lyft
value:
$120 per year divided into $10 monthly credits.
Chase Sapphire Reserve Cardholders can earn $10 in points in the Lyft app each month (through September 30, 2027). Plus, when you use your points, you’ll earn 5 points for every $1 spent on eligible Lyft rides.
Please note, this credit does not apply to Wait & Save, bike or scooter rides on the Lyft app.
For anyone who uses Lyft at least once a month, this credit is easy to use because it’s automatically loaded into the app. However, you must remember to use it every month as it does not roll over from month to month.
Related: A guide to Lyft benefits as a Chase Sapphire Reserve cardholder
Peloton
value:
$120 per year, divided into $10 monthly membership points.
Fitness enthusiasts can lower the cost of a Peloton membership by: Sapphire Reserve (As of December 31, 2027) Also earn bonus points on qualifying Peloton gear purchases.
Monthly membership fees start at $9.99 (including tax). Using this points isn’t difficult if you have a Peloton membership and points are automatically deposited into your account every month.
The card earns 10 points per $1 spent on all eligible Peloton gear purchases (up to a total of 50,000 points on purchases over $150; as of December 31, 2027).
RELATED: Chase Sapphire Cardholders: Earn up to 10 points per $1 with Peloton
bottom line
this Sapphire ReserveJust those five points can offset the $795 annual fee, since their combined value is more than $1,000. If you already use these services, having this card can provide you with great value.
However, it is important to consider whether you will be able to keep up with the credits, as it may take some extra organization to remember which ones are twice a year, monthly, or once a year. Staying on top of your statement points—and not letting any of them slip away—will be key to getting the most out of them.
For more information, see our full review of Chase Sapphire Reserve.
Apply here: Chase Sapphire Reserve
