Bank of America offers a wide variety of bank cards. Some have Bank of America branding in their names, e.g. Bank of America® Customized Cash Rewards Credit Card and Bank of America® Premium Rewards® Credit Card. Others, such as Atmos™ Rewards Summit Visa Infinite® Credit Cardis a co-branded card offered by Bank of America.
But no matter which Bank of America credit card you use, you should know about More Rewards Day on November 6th.
More Bank of America Reward Days
Bank of America credit cards, including those that don’t normally earn rewards, can earn extra rewards on More Rewards Day (November 6) from midnight to 11:59 p.m. ET. Specifically, you will receive the following benefits on More Bonus Days:
- Credit Card Cash Back: Earn an additional 2% cash back on your first $2,500 of purchases.
- Credit cards that reward points or miles: Earn an additional 2 points or miles for every $1 spent on your first $2,500 in purchases.
- Non-rewards credit card: Earn 2% cash back as statement credit on your first $2,500 in purchases.
Related: Is the Bank of America Premium Rewards Card Worth the $95 Annual Fee?
You don’t need to sign up to take advantage of these bonus earnings, which are on top of the rewards you’re already earning through purchases. According to the More Bonus Days website, the $2,500 purchase limit for bonus earnings is “per unique consumer credit card account or unique commercial banking company.”
So if you have Atmos Rewards Summit Visa Infiniteyou typically earn 3 points per $1 spent on eligible dining, foreign transactions, Alaska Airlines and Hawaiian Airlines purchases, and 1 point per $1 spent on other purchases. But on More Rewards Day purchases up to $2,500, you’ll earn 5 points per $1 spent on eligible dining, foreign transactions, Alaska Airlines and Hawaiian Airlines, and 3 points per $1 spent on other purchases.
RELATED: Alaska Trifecta: Why I Signed Up for the New Premium Atmos Rewards Summit Credit Card
If you’re enrolled in the Bank of America Preferred Rewards® program, you’ll earn Preferred Rewards bonuses on your purchases as normal. However, you will not receive the Preferred Rewards bonus for incremental bonus income through this promotion.
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According to the Bank of America More Rewards Day website, all open and active Bank of America consumer and business credit card accounts should be eligible. However, you will need to keep your account open and active until the additional rewards arrive in your account, and it may take up to two billing cycles after the promotional offer ends to see the additional rewards in your account.
Finally, only purchases that are posted to your account and appear on your statement with a transaction date of November 6th are eligible. Keep this in mind if you’re buying something from a merchant who’s unlikely to charge you the same day; for example, some online merchants won’t charge you until the item ships.
Related: The Best Credit Cards for Online Shopping
bottom line
Even if it doesn’t say “Bank of America” on the front, you probably have a Bank of America card. So check the cards in your wallet and consider whether you want to make a big purchase or holiday purchase during More Rewards Day, November 6.
“We’re excited to continue this annual holiday tradition and share this special offer with our customers,” Lora Monfared, head of consumer card products at Bank of America, said in a release. “More Rewards Days are designed to celebrate our cardholders by awarding cash back, miles or points to prepare them for even more festivities and spending that the holiday season brings.”
On More Rewards Day, you can earn 2% more cash back or 2 more points or miles for every $1 you spend on purchases up to $2,500 with your Bank of America consumer or business credit card. However, depending on what other cards you have in your wallet and whether you’re struggling to meet the minimum spending requirements, you might be better off using a different rewards credit card for your purchases.
