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Why the American Express Platinum Card is great for fitness enthusiasts

this American Express Platinum Card® is one of our top picks for premium travel rewards cards. The card has a hefty annual fee of $895 (see rates and fees) but offers many benefits, including lifestyle-focused statement points.

Some of them will appeal to fitness enthusiasts. The card was recently updated to add more benefits for active card members.

Whether you exercise occasionally (such as in fitness classes) or are an avid runner, the Platinum Card can provide you with value. Not every fitness enthusiast will take advantage of all the benefits, but most can find value in at least some of them.

Here are six reasons why this card is perfect for fitness enthusiasts.

RELATED: Why now is not the time to cancel the American Express Platinum Card

Work out with Equinox and SoulCycle

Equinox is a popular luxury fitness club with over 100 locations worldwide.

platinum card Members can earn up to $300 in Equinox points each calendar year toward Equinox gym and Equinox+ app memberships (auto-renewable; registration required).

If you live in a large U.S. city and have an actual Equinox location, you can apply these points toward your membership. Monthly club membership fees range from $205 to $395. With this credit, you may be able to use it for a month, depending on the membership you choose.

If you don’t live in a city where Equinox is available, the points can fully pay for an annual digital Equinox+ membership. Equinox+ offers on-demand workouts like HIIT, running and yoga, perfect for those who like flexibility.

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Equinox Rooftop Pool
Equinox/Facebook

For those who prefer to workout at home, SoulCycle benefits help bring you a boutique fitness experience. Cardmembers can receive up to $300 in bill credit each calendar year toward the purchase of a SoulCycle home bike*. A SoulCycle bike sells for $2,500 (including tax), so consider this credit a $300 discount.

*This statement credit is valid for a maximum of 15 bikes per calendar year and registration is required. To qualify, you must have an active Equinox+ membership and purchase via a single transaction.

Related: How to Get the Most Benefits with the American Express Platinum Card

Get fit with Lululemon

TPG employees love Lululemon’s quality and style. For me, this brand makes up about half of my wardrobe. It sells activewear, footwear and accessories, but everything is pricey.

Fortunately, platinum card Members can earn up to $75 in quarterly statement credits in U.S. stores (excluding specialty stores) and online (registration required).

lululemon store
Daniel Ahmed/Key Person

Some of my favorites under $75 are the men’s Pace Breaker shorts and the women’s Align leggings.

Please check the “We have too much inventory” section for discounted items to further extend your credit limit. Even if you don’t use this statement point yourself, you can purchase an item as a gift for fitness-loving friends and family.

Also, if you shop online at Lululemon, be sure to click on Rakuten to get bonus cash back or American Express Membership Rewards points.

RELATED: Why the New American Express Platinum Card Changes Keep Me a Cardmember

Track your metrics with the Oura ring

Oura Ring is a health and fitness tracking wearable ring. You can think of it as a sleeker version of the Apple Watch or FitBit.

Another benefit of the Oura Ring is that it doesn’t require frequent charging, unlike most other wearables, making it a convenient option for health-conscious people.

Some of the most common metrics tracked by the Oura Ring are calories you burn, heart rate, and steps.

along with platinum cardyou’ll receive up to $200 in annual Oura statement credit toward hardware purchases (registration required). Unfortunately, points don’t apply to the $5.99 per month or $69.99 per year subscriptions, which you’ll need to get the most out of your ring.

people exercising
HINTERHAUS Productions/Getty Images

The latest Oura Ring starts at $349 (plus tax), so the credit will cover more than 50% of the cost. If you already own an Oura ring or wearable device, consider gifting the ring to a workout partner.

RELATED: The Best Credit Cards to Maximize Your Fitness Spending

Stream music and videos via YouTube

YouTube Premium lets you watch any ad-free video in the background on your phone, plus it offers millions of fitness and workout videos from top creators. This is a great way to discover new habits and training programs.

if you have a platinum cardyou can use up to $25 in digital entertainment credits per month toward eligible streaming services, including YouTube Premium (registration required).

person pointing remote control at tv
The Simpsons 33/Getty Images

Your YouTube Premium subscription also includes YouTube Music, which lets you stream and download songs for offline listening. If Apple Music or Spotify don’t appeal to you, it’s a solid option with the same ad-free convenience.

RELATED: Credit cards can save you money on streaming subscriptions

Get Grocery Delivery with Walmart+

Walmart+ is a service designed to provide convenience, offering benefits like free grocery delivery and fast online shipping. It’s great for those who want to spend less time shopping and more time focusing on fitness or recovery.

Cardmembers receive up to $12.95 in monthly Walmart+ statement points (auto-renewable; excludes Plus-Ups; registration required).

Walmart shopping cart with shopping bags inside
David Paul Morris/Bloomberg/Getty Images

While not directly related to fitness, Walmart+ can still support your healthy habits. You can save time shopping by having healthy post-workout meals delivered to your door. When you’re too tired to cook after a workout (which happens to me all the time), you can order prepared meals from Walmart, have them delivered to your door, and simply heat them up.

RELATED: Why your American Express Platinum Card’s Walmart+ points are worth using — even if you rarely shop at Walmart

Order food and ride to the gym with Uber

Whether you’re looking for a healthy meal or a ride to your next fitness class, Uber can make post-workout recovery or your gym commute easier. With Uber One, you can also enjoy benefits like free delivery and reduced service fees on Uber Eats orders. Even if delivery is available, I often find restaurants near the gym and order pickup to save money.

The delivery boy hands the takeaway delivery bag to the customer
KATLEHO SEISA/Getty Images

Card members can receive up to $200 in annual Uber Cash ($15 per month, plus a $20 bonus in December), and up to $120 in annual Uber One bill points, fully covering a $9.99 per month or $96 per year membership (registration required for certain benefits).

Together, these benefits can make healthy living more convenient. You can use your monthly Uber Cash to quickly buy groceries, grab a protein-packed takeout, or get a ride to the gym while saving on delivery and service fees with Uber One.

bottom line

Whether you’re into Pilates, plyometrics or weightlifting, platinum card Designed to power an active lifestyle. Its value extends far beyond fitness, with year-round rewards through statement points, premium travel benefits and powerful purchase protection.

In short, this is a card that rewards exercise, whether at the gym or on the go.

To learn more, read our full review of the American Express Platinum Card.


Apply here: American Express Platinum Card


For American Express Platinum Card rates and fees, click here.

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