In September, American Express announced a new $895 annual fee American Express Platinum Card® (See Rates and Fees) – A 29% increase from the previous annual fee of $695. Even loyal cardholders are questioning whether the current highest annual fees on major consumer credit cards are justified.
However, an expanded set of benefits* — including $75 in quarterly credits (up to $300 per year) at Lululemon U.S. stores (excluding directly owned stores) and online, up to $300 in hotel credits every two years (every six months, up to $600 per year), and $120 in bill credits (per calendar year) for Uber One membership (which automatically renews) — help ease the pain.
For restaurant lovers, though, the most compelling addition may be Resy Points. Platinum members can now earn up to $100 in bill points per quarter (up to $400 per year) when they dine at participating U.S. Resy restaurants and pay with their Platinum Card. (No appointment required.)
With thousands of award-winning restaurants on the platform—from neighborhood gems to Michelin-starred destinations—we’ve rounded up the best ones to make your quarterly points even more valuable.
*Registration required for specific benefits
What is the quarterly $100 Resy Points for Amex Platinum?
Platinum cardholders can earn up to $100 in bill points per quarter (up to $400 per year) that can be used at eligible U.S. restaurants on Resy. Although Resy is a booking platform, you don’t need to book to use your points. Use your Platinum Card to pay at participating restaurants and points will typically appear on your bill within a few days.
(this American Express® Gold Card Similar Resy points are offered up to $100 per year (split into two $50 points twice a year) at participating U.S. Resy restaurants, and certain Delta Amex cards now offer similar benefits. )
You’ll need to sign up through your American Express account before dining, and note that unused funds don’t carry over, so it’s worth planning a delicious meal each quarter. With over 10,000 restaurants on Resy, there’s no shortage of options to choose from at home or while traveling.
Penny, New York City
One of the surprising things about Penny, a 31-seat seafood counter and raw food bar in New York City’s East Village, is how chef Joshua Pinsky and his team manage to make something as seemingly simple as a shrimp cocktail so extraordinary. From stuffed calamari to dessert ice cream sandwiches, every dish at Penny strikes that magical balance of understated and memorable. Start with a sesame brioche and icebox – a plate of oysters, clams, mussels and shrimp cocktail, plus a rotating meatloaf – paired with a glass of wine from the Michelin 2024 Sommelier Award winner.
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Emeril, New Orleans
Emeril’s, the iconic New Orleans restaurant that first opened in 1990 and helped define modern Creole cuisine, has entered a vibrant new era under the leadership of EJ Lagasse, son of chef Emeril Lagasse. The fine-dining restaurant in the Warehouse District, which briefly closed for renovations in 2023, now has a new look, offering an exquisite six-course menu and a wealth of extras, including playful snacks like little po’boys and tableside bocce carts with house-made syrups.
Dancing robot, Philadelphia
Dancerobot is a vibrant new izakaya from renowned Philadelphia chef Jesse Ito (of Royal Sushi and Izakaya fame) and partner Justin Bacharach, offering a menu of delightful and delicious Japanese comfort food. You’ll find wagyu roast beef, curry pork chop, pizza toast on homemade Japanese milk bread, and crispy takoyaki or fried octopus balls. Order the Melon Yuzu Drop, a frozen cocktail made with tequila, melon liqueur and yuzu. Don’t miss dessert: Hokkaido milk soft-serve ice cream topped with lemon curd-filled taiyaki.
casama, chicago
By day, Kasama in Chicago’s Ukrainian Village is a charming bakery and cafe. In the evening, it transforms into a reservation-only, 13-course tasting experience. Both experiences showcase chefs Timothy Flores and Genie Kwon’s dazzling interpretations of Filipino cuisine. Queued up in the morning to buy black truffle croissants and Ube coconut ensaymada. Then, return in the evening (reservation required) to sample dishes like sinigang (a rich soup) and lamb tripe kare-kare. In 2022, Kasama became the first Filipino restaurant in the world to receive a Michelin star.
albie, washington d.c.
Albi, located near the Navy Yard in Washington, D.C., delivers the warmth of the Levant through wood-fire cooking by chef Michael Rafidi, winner of the 2024 James Beard Award for Outstanding Chef. The Michelin-starred restaurant’s menu focuses on bold Palestinian flavors, featuring dishes such as kebabs, Maryland blue crab on hummus and frozen yogurt brown butter knives.
map, charleston
A cornerstone of Charleston’s culinary renaissance, FIG (short for “Food Is Good”) has been setting standards since 2003. Chef Mike Lata and his team combine seasonal Lowcountry ingredients with French cooking techniques to create dishes such as ricotta gnocchi and seared golden tilefish. With a James Beard Award for its wine program and more than two decades of enduring appeal, FIG remains the city’s benchmark for fine Southern cuisine.
Sunshine Steakhouse, Miami
Sunny’s Steakhouse is a large, lively and convivial steakhouse located in Miami’s Little River neighborhood. The restaurant was named “Best New Restaurant” in Eater’s Best New Restaurants in Miami in 2024, and made the New York Times Best Restaurants in America list the following year. Reserve a table on the vast outdoor patio and enjoy Parker House honey butter rolls, crab pasta and steaks cooked over a live fire. Order a martini from the extensive menu.
Atomix, New York City
Two-Michelin-star restaurant Atomix, led by husband-and-wife chefs Junghyun “JP” and Ellia Park, is a masterclass in modern Korean cuisine. The 12-course tasting menu rotates seasonally but always includes exquisite dishes such as lamb with deodeok (an earthy, sweet, nutty Korean root vegetable) and pomfret with white kimchi and XO sauce. Atomix recently ranked No. 1 in North America on the Global 50 list. The couple’s casual restaurant Atoboy is also on Resy.
allbox, los angeles
Holbox is a bright, counter-service restaurant in South Los Angeles at the Mercado La Paloma, helmed by chef Gilberto Cetina Jr., specializing in coastal Mexican cooking. The menu focuses on raw, sustainably sourced seafood: kanpachi and single-top tacos, braised and fried octopus tacos, and aguachilla with spot prawns and bay scallops. Winner of a Michelin star and a Los Angeles Times Restaurant of the Year Award for 2023, Holbox proves that world-class dining doesn’t require a white tablecloth.
San Francisco Liholiho Yacht Club
Ravi Kapur’s Liholiho Yacht Club in San Francisco’s Lower Nob Hill neighborhood is fun-filled with an open kitchen, tropical cocktails and shareable plates created just for friends. Kapur, a Food & Wine Best New Chef alumnus, specializes in dishes that fuse Polynesian, Japanese, Chinese and Korean influences. Try the famous poppy seed buns stuffed with beef tongue and pickles, or the swordfish schnitzel.
Maximize Resy Points
Be sure to use the full quarter’s $100 credit toward a single meal charge. If your bill is less than $100, you won’t be able to get the difference later, so plan to use it all at once. Since there are so many Resy restaurants, it’s worth checking carefully before swiping your American Express Platinum card.
bottom line
Resy points on the American Express Platinum Card are one of the easiest (and tastiest) ways to offset the card’s high annual fee. If you plan ahead and use up $100 each quarter, you can turn your points into four meals a year at some of the best restaurants in the country.
To learn more, read our full review of the American Express Platinum Card.
Apply here: American Express Platinum Card®
For American Express Platinum Card rates and fees, click here.
