If you always bring in Amazon orders, you might consider joining the ranks of TPGers who have the following resources: Premium visa (See Rates and Fees).
The Prime Visa is Amazon’s flagship credit card issued by Chase Bank. It’s a favorite among TPG staff and readers for its unparalleled cash back earnings when you shop on Amazon.
The Prime Visa has no annual fee, but requires cardholders to have an active Prime membership, which costs $14.99 per month and $139 per year.
Let’s dive into the details on why this card is worth adding to your wallet, including current bonuses that match the card’s best offers.
Prime Visa Welcome Offer
new Premium visa Applicants will receive a $250 Amazon gift card immediately upon approval. This offer is exclusively for Prime members.
Gift cards are delivered immediately upon approval – no consumption required. It’s especially useful for early holiday shopping or to help offset rising product costs.
This matches the highest bonus we’ve seen in the card’s history, which was last offered during Prime Day 2025. If you’re considering this card, now is a great time to apply.
Should you get a Prime visa?
this Premium visa is one of the best cards for shopping at Amazon and Whole Foods, but it also comes with ongoing benefits that make this card a great addition to your wallet.
Prime Visa has many generous unlimited bonus earning categories:
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- Rotate your selection of products and categories at Amazon.com and earn 10% or more cash back
- Earn 5% cash back on Amazon.com, Amazon Fresh and Whole Foods purchases
- Earn 5% cash back when you book travel with Chase Travel℠
- Earn 2% cash back on gas, local transportation and commuting (including ride-hailing) and restaurants (including takeout and delivery)
- Earn 1% cash back on all other purchases
Rewards are earned in the form of points that can be redeemed for cash back, Amazon purchases, gift cards or travel booked through the Chase Travel portal.
Prime Visa cardholders can redeem earned rewards as soon as the next day. For example, if you spend $1,000 on Amazon, 5% cash back is equivalent to earning $50 in cash back.
In addition, the Prime Visa card offers a variety of purchase and travel protections, including:
It’s important to note that you must meet Chase’s 5/24 rule to qualify for this card. If you’re approaching the 5/24 limit and are interested in other Chase cards that may offer more cash back in other categories or earn transferable currency, you may want to wait before applying for this card.
If you don’t shop frequently on Amazon or don’t have a Prime membership (which is required), this card may not be the best for you.
bottom line
this Premium visa It’s an excellent card with no annual fee and offers an unmatched 5% cash back on purchases at Amazon and Whole Foods. However, if you exceed Chase’s 5/24 rule, you will not qualify and should consider other card options.
If you have a Prime membership and frequently shop on Amazon, the Prime Visa is a great addition to your wallet, and now is a great time to apply.
To learn more, read our full review of Prime Visa.
Apply here: Premium visa
