Whether you’re shopping for gifts or restocking essentials, Amazon is the merchant of choice for many online shoppers. When you have a Prime membership, almost everything you order can be delivered to your door within two days.
If you anticipate making some major Amazon purchases in the next few months and want to earn more rewards for your spending, consider adding a credit card to earn more rewards for those spends.
When you decide on a card to use with your Amazon purchases, you’ll want to consider the earn rate, reward currency, and benefits you can take advantage of.
With all of this in mind, here are the best credit cards for shopping on Amazon.
Best Credit Cards for Amazon Shopping
Information for the Discover it Cash Back Card is independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Premium visa
In many cases, Premium visa It is the best choice to buy on Amazon.
Welcome offer: New cardholders will receive a $250 Amazon gift card immediately upon approval. Note that you must pay for a Prime membership ($139 per year) to qualify.
Yield:
- 5% back on Amazon.com, Amazon Fresh, Whole Foods Market and travel booked through Chase Travel℠
- 2% back at gas stations, local transportation and commuting (including ride-hailing services) and restaurants
- 1% back on all other purchases
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Why we love it: The Prime Visa is great for Amazon spending because it earns cash back at such a high percentage on Amazon purchases, with the opportunity to earn more than 10% back on certain items and categories on rotation.
The rewards you earn with Prime Visa can be redeemed for cash back, gift cards, or travel through Chase Travel.
To learn more, read our full review of Prime Visa.
Apply here: Premium visa
Capital One Ventures X
Consider using Capital One Venture X to earn transferable miles on Amazon purchases. This card earns 2 miles for every $1 spent on everyday purchases, including Amazon.
Welcome offer: Earn 100,000 miles after you spend $10,000 in purchases within the first six months of account opening.
Yield:
- Earn 10 miles for every $1 spent on hotel and rental car bookings with Capital One Travel
- Earn 5 miles for every $1 spent on flights and vacation rentals booked with Capital One Travel
- Earn 2 miles per $1 spent on all other purchases
Why we love it: Venture X is a solid all-around travel rewards card.
While you may not want to choose this card just for Amazon purchases, its $395 annual fee makes it a good choice if you’re interested in the other benefits it offers.
Additionally, Capital One miles are worth 1.85 cents each, according to TPG’s November 2025 valuation. This means you’ll earn a healthy 3.7% return on your purchases on Amazon.
To learn more, read our full review of Capital One Venture X.
Learn more: Capital One Ventures X
Capital One Venture Capital Incentives
Like its premium sibling, Capital One Venture Rewards also earns 2 miles for every $1 spent on Amazon purchases, for an annual fee of just $95.
Welcome offer: Earn 75,000 miles after you spend $4,000 in purchases within the first three months of account opening.
Yield:
- Earn 5 miles for every $1 you spend when you book car rentals, hotels and vacation rentals with Capital One Travel
- Earn 2 miles per $1 spent on all other purchases
Why we love it: If you’d rather earn transferable rewards, Venture Rewards is a great option for accumulating Capital One miles.
Plus, the annual fee is lower than the Venture
To learn more, read our full review of Capital One Venture Capital Rewards.
Learn more: Capital One Venture Capital Awards
Chasing unlimited freedom
If you’re not a Prime subscriber but still want a steady return on your spending, your best option may be to opt for the no annual fee option Chasing unlimited freedom.
Welcome offer: Earn $200 cash back when you spend $500 in purchases within the first three months of account opening.
Yield:
- Get 5% back when you book travel with Chase Travel
- 3% back on dining (including takeout and eligible delivery services), 3% back on pharmacies
- 1.5% back on all purchases (including Amazon)
Why we love it: Freedom Unlimited offers 1.5% back on your Amazon purchases. That may not be as good as the Prime Visa, but it’s higher than the standard 1% back you get with many other cards.
However, when you combine Freedom Unlimited with Chase Sapphire Reserve® (See Rates and Fees), Chase Sapphire Preferred® Card (see rates and charges) or Ink Business Preferred® Credit Card.
Information on preferred ink businesses is independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
If you wish, you can convert Freedom Unlimited rewards into fully transferable Ultimate Rewards points at 2.05 cents per point, based on TPG’s November 2025 valuation. This will earn you 3.1% back on Amazon purchases with this card.
To learn more, read our full review of Freedom Unlimited.
Apply here: Chasing unlimited freedom
Discover it Cash Back
Prime Visa isn’t the only credit card offering 5% back on Amazon purchases this quarter. Discover it Cash Back, with no annual fee, offers 5% cash back on rotating categories (up to $1,500 each quarter of activation and 1% cash back thereafter) and will be featured on Amazon by the end of 2025.
Welcome offer: While this card doesn’t offer traditional welcome benefits, Discover will match all cash back earned within the first 12 consecutive billing cycles of new account opening. This effectively doubles your earnings in your first year with the card.
Yield:
- Earn 5% back on purchases at rotating quarterly merchants (such as restaurants, grocery stores, and Amazon purchases) every quarter you sign up, up to $1,500 per quarter
- 1% back on all other purchases
Why we love it: With Discover it Cash Back, you can earn 5% back on your Amazon purchases this quarter. Plus, unlike the Prime Visa, this card doesn’t require you to be a Prime member.
However, while this card is great for Amazon shopping right now, it’s not the best card to use year-round. When Amazon is not included in the quarterly cash back bonus category, you only earn 1% cash back on your purchases.
To find out more, read our full review of Discover it Cash Back.
Why you should use a credit card when shopping on Amazon
There are a variety of cards that can accumulate rewards when you shop on Amazon. If you browse the site frequently or find yourself receiving packages frequently, it makes sense to add one of these cards to your wallet.
Remember, you are not limited to Premium visa If you want to maximize your Amazon shopping. Many cards that earn points and miles, such as Venture X and Venture Rewards, can also give you bonus rewards through Amazon.
If you shop frequently on Amazon, we recommend getting a card that earns rewards in that specific category.
Related: 26 of our favorite gifts for travel tech, luggage, gear, and more
bottom line
There are a variety of cards to get extra rewards when shopping on Amazon. Whether you’re a cash back enthusiast or a points and miles maximizer, you have plenty of great options to choose from.
Keep in mind that each issuer has their own application limitations to consider. This is especially true if you’re interested in Amazon-specific products Premium visaas it is a Chase card subject to the 5/24 restriction.
However, with several cards offering sizable welcome bonuses, now might be a good time to apply.
Related: The best store credit cards
