this Chase Sapphire Preferred® Card (See Rates & Fees) has long been one of the best travel rewards cards for beginners – and for good reason. With a strong earn rate on everyday purchases, flexible Chase Ultimate Rewards points, and a modest $95 annual fee, it offers great value for beginners (as well as seasoned travelers).
With a strong roster of airline and hotel partners and high-value redemption options, Chase Ultimate Rewards points are one of the most valuable transferable currencies.
Below, we’ll break down the current bonuses, the card’s ongoing benefits, and why the Chase Sapphire Preferred Card continues to earn a spot in so many travelers’ wallets.
Chase Sapphire Preferred Current Offer
new Sapphire Preferred Card After spending $5,000 within three months of account opening, holders will receive 75,000 bonus points.
Based on our December 2025 valuation, this offer could go up to $1,538.
The current welcome offer is higher than the standard offers we see on the card.
If you’ve been thinking about applying for this card, now is still a good time to apply because the transferable rewards are very valuable.
Related: The best welcome deals this month
Why you should apply for the Chase Sapphire Preferred
this Sapphire preferred It’s well worth opening – and keeping after the first year, in part because it’s easy to rack up points after you spend your welcome bonus.
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The Chase Sapphire Preferred has many generous bonus income categories. What you will get:
- Earn 5 points per $1 spent on travel booked through Chase Travel℠
- Earn 5 points for every $1 spent on Lyft (through September 30, 2027)
- Earn 3 points for every $1 spent on dining
- Earn 3 points for every $1 spent on select streaming services
- Earn 3 points per $1 on online grocery purchases (excluding Target, Walmart and Wholesale Club)
- Earn 2 points per $1 spent on all other travel purchases
- Earn 1 point per $1 spent on all other purchases
As a cardholder, you can also earn up to $50 worth of points on your annual hotel bill, effectively lowering the annual fee to a manageable $45.
Cardholders also receive an annual point bonus of 10% based on total purchases in the account anniversary year, with 1 point for every $1 spent. So if you spend $20,000 on the card in a year, you’ll end up with 2,000 extra points.
In addition, Chase Ultimate Rewards points are transferable to 10 airlines and 3 hotel partners, including valuable programs such as Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You can maximize your rewards by booking a dream business class flight or a stay at a picturesque island resort for far less than cash.
RELATED: Why I love my Chase Sapphire Preferred card — and will keep it in my wallet all the time
bottom line
this Chase Sapphire Preferred is one of the top travel rewards credit cards on the market.
It’s no wonder so many TPG employees continue to hold the Chase Sapphire Preferred year after year. Given its easy-to-maximize benefits, strong earn rate, and utility of Chase Ultimate Rewards points, it probably deserves a spot in any traveler’s wallet.
To learn more, check out our full review of the Chase Sapphire Preferred.
Apply now: Chase Sapphire Preferred Card
