At first glance, these three Disney credit cards may seem like they’re only for Disney superfans.
But anyone who has a Disney vacation on their calendar or makes frequent Disney-related purchases may benefit from these cards’ discounts, perks, and, most importantly, higher welcome offers.
If you’re planning a trip anytime soon, the current rewards on these cards are worth noting. So if you’ve been eyeing a card, now is a great time to apply. Here’s what you need to know.
Disney Visa Card Welcome Offers Comparison
| card | Welcome offer | annual fee |
|---|---|---|
|
Earn up to $600 in a graduated income structure:
|
$149 |
|
|
Earn up to $300 in a tiered income structure:
|
$49 |
|
|
Earn up to $150 in a tiered income structure:
|
$0 |
Disney Inspire Visa Card Welcome Offer
top Disney Inspired Visa Offering the highest level of benefits in the Disney Visa suite. It also comes with the most generous welcome bonus in exchange for the highest annual fee.
annual fee: $149
Welcome offer: Earn up to $600 in a tiered income structure:
- Get $300 in Disney Gift Card Credit Now
- Earn a $300 statement credit when you spend $1,000 in purchases within the first three months of account opening
Is it worth it?
This is a great welcome bonus for Disney fans, especially if you plan on booking a trip to one of their parks or properties soon.
If you book Disney vacations frequently, this card might make sense. Its annual fee is the highest of the Disney Visa trio, but it also offers the most benefits.
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Like other Disney cards, this premium option offers:
- 10% off select purchases at select locations and select dining locations on most dates at Disneyland and Disney World
- Only Disney Visa cardholders enjoy exclusive photo opportunities at the theme parks and free photo downloads
- Special Vacation Financing on Select Disney Vacation Packages
- Earn 200 Disney Rewards Dollars for every $2,000 spent annually with this card at U.S. Disney Resorts and Disney Cruise Lines
- Earn a $100 bill credit when you spend at least $200 on Disney theme park tickets each year
In addition to high-value welcome offers, this card also comes with:
- Earn 10% back on Disney Reward Dollars when you purchase the card directly at DisneyPlus.com, Hulu.com and plus.espn.com
- 3% back at most U.S. Disney parks and gas stations
- 2% back at groceries and restaurants
- 1% back on all other purchases
If you frequently shop for Disney-related items, these rates can be very profitable.
You can redeem Disney Rewards Dollars for select Disney vacation merchandise at DisneyStore.com or use Chase’s Pay Yourself Back feature to redeem Disney Rewards Dollars for statement points on airline purchases made with the card.
In addition, cardholders will receive $200 in Disney Reward Dollars when they spend $2,000 on the card each year at U.S. Disney resorts and Disney Cruise Lines.
Apply here: Disney Inspire Visa Card
Disney Premier Visa Card Welcome Offer
this Disney Premium Visa Card Offers mid-range benefits in the Disney card lineup.
annual fee: $49
Welcome offer: Earn up to $300 in a tiered income structure:
- Get $200 in Disney Gift Card Credit Now
- Earn a $100 statement credit when you spend $500 in purchases within the first three months of account opening
Is it worth it?
When you use this card to pay for your Disney vacation, the statement credit from this welcome offer can offset some of your travel expenses. If you’ve been thinking about applying for this card, now is a great time to add it to your wallet.
The card also offers theme park discounts and benefits, including:
- 10% off select purchases at select locations and select dining locations on most dates at Disneyland and Disney World
- Only Disney Visa cardholders enjoy exclusive photo opportunities at the theme parks and free photo downloads
- Use the card to save on select onboard purchases on Disney Cruise Lines
- Special Vacation Financing on Select Disney Vacation Packages
At home, you can also save 10% on purchases with select credit cards at DisneyStore.com.
In addition to higher welcome offers and special discounts, you will receive:
- Earn 5% back on Disney Reward Dollars when you spend directly with your card at DisneyPlus.com, Hulu.com or ESPNPlus.com
- 2% back at gas stations, grocery stores, restaurants and most U.S. Disney locations
- 1% back on all other purchases
These earn rates aren’t as high as other low annual fee cards, and redemption options are limited compared to choosing a more flexible card. However, the discounts and theme park benefits associated with this card can be beneficial for a Disney vacation.
To learn more, read our full review of the Disney Premier Visa Card.
Apply here: Disney Premium Visa Card
Disney Visa Card Welcome Offer
this Disney Visa Card Offers theme park discounts and deals with no annual fee.
annual fee: $0
Welcome offer: Earn up to $150 in a tiered income structure:
- Get $100 Disney Gift Card Credit Now
- Earn a $50 statement credit when you spend $500 in purchases within the first three months of account opening
Is it worth it?
The Disney Visa Card offers the same theme park and shopping discounts as other cards, including:
- 10% off select purchases at select locations and select dining locations on most dates at Disneyland and Disney World
- Only Disney Visa cardholders enjoy exclusive photo opportunities at the theme parks and free photo downloads
- Use the card to save on select onboard purchases on Disney Cruise Lines
- Special Vacation Financing on Select Disney Vacation Packages
Earn 1% back in Disney Reward Dollars on all purchases with your Disney Visa. While earning any rewards is good for no-annual-fee cards, other no-annual-fee cards can offer higher rates of return and better redemption options.
To learn more, read our full review of the Disney Visa Card.
Apply here: Disney Visa Card
bottom line
The Disney Visa Card is best for those who frequently plan Disney trips and take advantage of the benefits, earn rates, and generous welcome bonuses during their travels.
If you don’t fall into that camp, you might be more interested in a general travel rewards card or one of our favorite Disney vacation cards .
Considering these welcome offers are higher than what we typically see on cards, if you’re ready to apply, you can get even more value if you apply now.
Apply here: Disney Inspire Visa Card
Apply here: Disney Premium Visa Card
Apply here: Disney Visa Card
