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Citi Thanks for your reward guide: How to earn and redeem points

While Citi offers many cards, only some can access the company’s valuable thank you rewards program. Additionally, only card members with featured cards can access all Citi Thank you for your reward transfer partners and transfer to those partners at the best rates.

Whether you are an experienced professional applying for your first credit card or looking for a new travel reward card, one or more cards in Citi’s portfolio may be right for you. In this guide, we will examine the program in more detail, including how to earn and redeem Citi Thank You Points.

Best Citi Thank You Reward Card

Information on Citi Prestige and Citi Custom Cash has been independently collected by Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

How to Earn Citi Thank You Points

The only way to earn Citi Thank You reward points is to get and use Citi Thank You purchase card. Here is one of how to earn points using some of the best Citi Thank You reward cards:

card Registration Offer Income rate Annual fee
Citigroup Elite Card From the first three months of account opening, you spent $4,000 in the first three months of purchase and earned 80,000 bonus points.
  • Spend 12 points per dollar on hotels, car rentals and attractions booked through Citi Travel
  • Spend 6 points per dollar on air travel booked by Citi Travel
  • In restaurants on Friday and Saturday, from 6 p.m. ET to 6 a.m. Eastern Time (in other periods, spending 3 p.m. per dollar at restaurants)
  • Spend 1.5 points per dollar
$595
Citi strata Prime Minister’s Card Earn 60,000 bonus points after spending $4,000 on purchases in the first three months of opening an account.
  • Spend 10 points per dollar on hotels, car rentals and attractions booked through Citi Travel
  • Every dollar purchased at restaurants, supermarkets, gasoline and electric vehicle charging stations, as well as other hotels and air travel
  • Every dollar spent on all other purchases
$95
Citigroup Card From the first three months of opening an account, earn 30,000 bonus points after spending $1,000 after purchasing.
  • Spend 5 points per dollar on hotels, car rentals and attractions booked through Citi Travel
  • Purchase every dollar at supermarkets, choose transit, gasoline and electric vehicle charging stations
  • The qualified self-select category you choose (fitness club, featured streaming services, live entertainment, pet supply stores, cosmetics stores, and barbershops and barbershops and hair salons) cost 3 points per dollar.
  • Spend 2 points per dollar at a restaurant
  • Every dollar spent on all other purchases
$ 0
*Citi double cash card Spend $1,500 in the first six months of opening an account and earn $200 in cash back. Please note that this bonus will be cashed in with 20,000 Thank You Reward Points and can be redeemed with a cashback of $200.
  • 5% cash back at attractions booked in hotels, car rentals and Citi travel
  • 2% cash back for all other purchases (1% cash back on purchase, 1% cash back on payment)
$ 0
Citi reputation card This card is not suitable for new applicants.
  • Buy at restaurants, airlines and travel agencies per dollar
  • Spend 3 points per dollar on hotel and cruise purchases
  • Every dollar spent on all other purchases
$495
*Citi Customized Cash Card Spend $1,500 in the first six months of opening an account and earn $200 in cash back. Please note that this bonus will be cashed in with 20,000 Thank You Reward Points and can be redeemed with a cashback of $200.
  • There is 5% cash back $500 on your top qualifying expenditure categories (restaurants, gas stations, grocery stores, select travel, choose transit, choose streaming services, drugstores, home improvement stores, fitness clubs or live entertainment events)
  • 5% cash back at attractions booked in hotels, car rentals and Citi travel
  • Cash back from all other purchases 1%
$ 0

*Please note that dual cash and custom cash cardholders will earn cash in the form of a reward point thank you.

If you want to add a new Citi Thank You Reward Card to your wallet, read the beautiful print of the sign-up quote and make sure you qualify for the reward before clicking the Apply button.

Related: The best time to apply for these popular Citi credit cards based on quote history

How to redeem Citi Thank you for your reward points

All Citi Thank You Reward Cards allow you to redeem Thank You Reward Points for Statement Points, Cash Rewards, Third-Party Gift Cards, and travel booked through the Citi Travel Portal, at a uniform exchange rate of 1 cent per point. Sometimes you will even find gift cards for sale that may give you a higher redemption rate. Be careful, though, as some redemption options (such as stores with points) are worth less than 1%.

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You may get more value when you redeem your thank you points by transferring it to an airline or hotel partner. But only with Citigroup Elite Cardthis Citi strata Prime Minister’s Card Otherwise the Citi Reputation Card can transfer Citi Thanks Rewards points to American Airlines Aadvantage. And, for other Citi Thank You for your reward transfer partners, travelers with select cards, including Citigroup Elites and Citigroup Prime Ministers, unlock higher transfer rates.

Here are the Citi Thanks Rewards Travel Partners and Transfer Ratio based on card type.

program Citi Level Elite, Citi Level Prime Minister, Citi Level Reputation and AT&T Visit More Card Member Transfer Ratio Other Citi Thanks to Reward Card Members Transfer Ratio
Air Mexico Rewards 1,000: 1,000 1,000:700
ACCOR LIVE Unlimited 1,000:500 1,000:350
France-klm flying blue 1,000: 1,000 1,000:700
American Airlines AADVANTAGH 1,000: 1,000 (cannot access more card members with AT&T) not available
Avianca Lifemiles 1,000: 1,000 1,000:700
Cathay Pacific Cathay Pacific 1,000: 1,000 1,000:700
Select Privileges 1,000:2,000 1,000: 1,400
Emirates Airlines 1,000:800 1,000:560
Etihad’s Guests 1,000: 1,000 1,000:700
Eva Air Infinite Miley Grands 1,000: 1,000 1,000:700
I prefer hotel rewards 1,000:4,000 1,000: 2,800
JetBlue TrueBlue 1,000: 1,000 1,000:700
Leadership Club (the world’s leading hotel) 1,000:200 1,000:140
Miles & Smiles (Turkish Airlines) 1,000: 1,000 1,000:700
Qantas Frequent Flyer 1,000: 1,000 1,000:700
Qatar Airways Privileges Club 1,000: 1,000 1,000:700
Singapore Kleisle 1,000: 1,000 1,000:700
Royal Thai orchid 1,000: 1,000 1,000:700
Virgin Atlantic Flying Club/Virgin Red 1,000: 1,000 1,000:700
Wyndham Rewards 1,000: 1,000 1,000:700

AT&T access information more cards have been collected independently by Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

You can combine all your reward points for thanking you into one account, whether on a rewarding site for thanking you or by calling thanking you for your rewards. Suppose you merge your points into a Citi Tier Elite Card, Citi Tier Prime Card or Citi Tier Prestige Card account. In this case, you can transfer the rewards to all Citi Thanks Rewards Travel Partners at the best transfer ratio.

Couple booking a trip
Kaia Image/Getty Image

With so many transfer partners, your choice is rich when redeeming Citi thank you for your reward points. Here are some redemptions to consider:

Related: Redemption of your opinion and mileage: How to search for flight reward availability for major airlines

Bottom line

Have a premium Citi Thank you reward card Citigroup Elite Cardthis Citi strata Prime Minister’s Card Or, if you want to maximize Citi Thanks for your rewards program, the Citi Reputation Card is more important than ever. These cards will be transferred to all Citi Thanks partners at the highest speed, which can offer many high-value reward booking options.

Citi Strata Elite Card currently spends $4,000 in the first three months of opening the account, while Citi Strata Premier card earned 60,000 bonus points after spending $4,000 in the first three months of opening the account. So now is a good time to add these cards to your wallet.

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