Travel

7 Reasons to Get a Hilton Amex Aspire Card

this Hilton Honors American Express Aspire Card It is one of the best hotel credit cards on the market.

Despite the annual fee of $550 (see rates and fees), its privileges can easily offset this huge cost and then offset some. In addition, its welcome bonus is of great value.

Currently, during the first six months of card membership, new applicants can earn 150,000 points on qualified purchases.

From valuable statement credit to useful elite status and high income rates, here are seven reasons why the Hilton Honors Aspire Card is worth adding your wallet.

Top elite identity

Probably Hilton Aspire is the free Hilton Diamond Status for the main card man.

Not like Hilton Honors American ExpressSupasspass® CardAs long as your card account is open, you will get diamond status without meeting any minimum spending requirements.

Lechatnoir/Getty Images

Diamond status includes 100% bonus, executive floor lounge access, complimentary breakfast and room upgrades.

This status layer is usually earned on 30 or 60 nights or by earning 120,000 basis points in a calendar year, so getting this card gives you a quick effect.

Related: Hilton Honor Elite Identity: What It Is And How to Make Money

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Free night certificate

and Hilton Aspireyou will receive a free night reward to use at almost any Hilton hotel around the world after opening your account and use it again on your card anniversary.

During a calendar year, you will also get your second and third nights after spending $30,000 and $60,000 on your card.

Conrad Orlando
Greg CEO/Hilton

This benefit is not excluded as long as the property qualifies and has an available room. So even rare travelers should be able to take advantage of this privilege and save hundreds of dollars a year.

Maximizing Aspire’s annual free night reward is the easiest way to recover its $550 annual fee.

Related: Hilton Free Night Certificates: How to Earn They and Maximize Their Value

Free night 5

As a diamond member, you will receive a free reward for the fifth night and be booked with Hilton points.

Hilton's fifth night is free
Hilton

This can greatly reduce the cost of longer stays. This is accumulated, so if you stay for 10 nights you will get the fifth and 10 nights for free.

Airline fees credit

this Hilton Aspire There are up to $200 per year airlines with a fee statement that can be used to offset travel costs. (Registration is required; Terms and Conditions apply.)

The credit can be divided up to $50 per quarter, while eligible purchases are made directly with the airline or via Amextravel.com.

TPG Contribution Editor Matt Moffitt uses his Chase SapphireReserve® (See Rates and Fees) is used for air ticket purchases as it provides excellent travel protection. So instead of using his Aspire for air tickets, he used it to add $50 to the United Travelbank cash balance for each quarter.

Hilton Resort Credit

Each calendar year, you will receive a declared credit of up to $400 at the qualifying Hilton Resort. This credit is biennial, which means you will receive up to $200 between January and June and up to $200 between July and December. (Registration is required; Terms and Conditions apply.)

The best part about this benefit is that it is not limited to incidental expenses such as meals and spa treatments; it can also be used for room prices and taxes.

Sens cancun
Hilton

The other benefits of throwing away all cards, up to $200 in airline fees and up to $400 in resort credit, far outweigh the $550 annual fee for that card.

Related: How to use up to $400 Hilton Aspire Resort Credit

Impressive income rate

This is the best card to book a direct stay in Hilton.

With free diamond status, you’ll spend a total of 34 points on most Hilton treatments, with a return of 17% based on TPG’s August 2025 valuation.

However, competition for other travel purchases is less than that of premium cards American Express Platinum Card® or Chatong Sapphire Reserve. Nevertheless, you will make money:

  • 7 points per dollar (return 3.5%) on flights booked directly with airlines or Amextravel.com, car rentals and dining at US restaurants directly from select car rental companies
  • All other purchases made with the card cost 3 points (return 1.5%)

Related: Best Hilton Credit Cards

Business Credits

When you book a two-night salary at the participating Waldorf Astoria Hotels & Resorts or Conrad Hotels & Resorts properties, you can get up to $100 in your lender during your stay.

You need to book via Hiltonhonoraspirecard.com or call 855-292-5757 and verify your card number or mention the “ZZAAP1” code.

Waldorf Astoria Dubai Palm Jumeirah
Waldorf Astoria Dubai Palm Jumeirah/Facebook

Unlike resort credit, this is for debris only and cannot be used to pay for room or property expenses. However, if you spend at least two nights on a qualified property, that’s still an extremely valuable benefit.

Bottom line

There are many reasons to love Hilton Aspire. Even if you don’t stay at a Hilton regularly, you can maximize its benefits to maximize its benefits far outweigh its annual fees.

With privileges like premium elite identity and Hilton’s high income rate, the card sets the standard for premium shared hotel credit cards.

To learn more, read our full review of the Hilton Aspire.


Apply here: Hilton Aspire


Related: 4 Reasons Why Hilton Aspire Card is the Best Premium Card for Home

For the rates and fees of the Hilton Honors Awards Aspire Card, click here

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