this Citigroup Elite Card (See Rates and Fees) This year splashed on premium credit card scenes, as a new option for luxury thoughtful travelers and those looking to collect more Citi Thank you for rewarding points.
By adding American Airlines Aadvantage as a transfer partner, Citi Thanks for your reward points becoming even more valuable. The move makes Citi the only issuance card transferred directly to American Airlines, one of three U.S. airlines.
TPG’s September 2025 valuation will be Citi Thanks for its reward points of 1.9 cents. Strata Elite offers excellent income rates to collect these points, and it has more allowances to help put it high $595 year fees.
These statement points can help improve your travel experience and offset the annual fee as long as you spend it carefully.
Here’s what you need to know to make the most of these credits’ breakdown.
An overview of class elite credits
This is the credit list Strata elite supply:
| Credit | value |
|---|---|
| Prepaid hotels and Citi travel bookings | $300 per year |
| Squander | $200 per year |
| Black | $200 per year ($100 per two years) |
| Global Entry/TSA Precheck | Up to $120 per four years |
These total value is $820, which is far more than the Strata Elite’s $595 annual fee. Without Global Entry/TSA Precheck Credit, the card will offer an annual statement credit of $700.
After its declared credits, Class Elites offer ongoing value, with four Admiral Club Class Elite passes for each calendar year, Priority Pass Lounge access and Citi Travel access to the reserve. You will also get excellent travel and purchase protection.
Related: How long does it take to get statement credit from Amex, Capital One, Chase and Citi?
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Prepaid hotels and Citi travel bookings
this Strata eliteThe most valuable credit offers a $300 discount on hotel accommodation for at least two nights, which are booked through the issuer’s travel portal.
This is a $300 credit per year so you can use it at once.
In addition, there is no limit to your hotel choice. You can use this credit on a prepaid fee for a Citi trip booking that you book for at least two nights.
Related: Should you book a hotel with Citi Travel?
Squander
Strata Elite Card Holders will receive up to $200 in purchase notes and will be able to choose up to two brands.
Cardholders can choose the following brands:
- 1stdibs (selling luxury art, furniture and jewelry)
- American Airlines
- Best Buy
- Future personal training
- On-site ethnicity (event tickets and experiences)
When you choose a businessman for this credit, it is a good habit to choose two. Even if you don’t end up buying with two brands, you won’t regret it if you make a momentary choice, and it won’t cover it up.
This is a unique benefit that can be applied in many ways. You can book flights on American Airlines, buy new technology products from Best Buy, or purchase them with tickets for the live ethnic safety concert and remove the $200 statement per year.
Related: How to use Citibank elites to squander credit limits up to $200
Black
exist Strata elite It is a Blacklane credit line of $200 per year, divided into two years and annual $100 (one used from January to June and the other used from July to December).
Blacklane is a private chauffeur service that is available in more than 50 countries.
A ride with Helan can cost over $100, so if you value the service, that credit is easy to use.
TPG credit card writer Danyal Ahmed paid Blacklane 566 euros ($657) to drive in a Mercedes-Benz Vito van at Rosewood Schloss Fuschl in Salzburg, Austria, to Munich Airport (MUC). In his experience, Helan is cheaper in Asia or the Middle East, but he recommends considering this credit is more like a coupon because the service can be expensive.
Related: Things to know before you use ride service at the airport next time
Global Entry/TSA Precheck
this Strata elite It also offers a declared credit limit of up to $120 every four years for the Global Entry or TSA Precheck app.
We recommend applying for a global entry as it also includes TSA Precheck membership.
There are multiple global portals and TSA Precheck credit cards on the market, so you may already have a card with this privilege in your wallet. Fortunately, if you don’t need it, you can use your statement credit to pay for someone else’s application.
Related: Which airports accept global entrances – and why you want to get it
Benefits of Qualified Citigold Members
So far, the statement points we discussed have been open to anyone who holds Strata elite. However, there are two cardholders open to some cardholders with Citibank relationships.
Qualified Citigold members are eligible for credits to help offset the annual fee of Strata Elite.
Here’s what to know:
- Citigold Private Client Relations Layer Credit: If you are a qualified Citigold private customer, you can earn $595 in first-year banking relationship credit and $145 in annual as long as you have an open Strata Elite card.
- Citigold Relationship Layer: If you are a qualified Citigold customer, you can earn an annual credit of $145 per year as long as you have an open class elite card.
For qualified Citigold private clients, this is essentially a first-year unfamiliar transaction. Certified Citigold private clients and qualified Citigold clients can receive a $145 discount per year.
Related: Best Citi Credit Cards
Bottom line
If you can maximize the declared credit for the class elite, you will receive an annual fee that exceeds the value.
Additionally, new cardholders can earn 80,000 bonus points after spending $4,000 in the first three months of opening. If you apply in person at a Citi branch, you can get a higher welcome offer of 100,000 bonus points and get the same spending requirements.
And, every time you swipe your card, you will receive valuable thank you reward points.
To learn more, read our full review of the elite of the class.
Apply here: Citigroup Elite Card
