Delta Skymiles Gold Commercial US Express Card Review

Delta Skymiles Gold Commercial US Express Card Overview

For business owners who want to dip their toes into a common brand in Delta, DeltaSkymiles® Gold Commercial American Express Card It is a solid starting point. With privileges like priority boarding, free check bags and on-flight discounts, it was built to make trips to the delta more smooth and meaningful. Card rating*: ⭐⭐

*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.

Business owners loyal to Delta Airlines have many weekly travelers who still make joint choices in the air.

this Delta Skymiles Gold Commercial American Express Card It is an introductory product in the Delta business card lineup. This card is built for those who want to make money and take advantage of the privileges when taking advantage of the Delta, but they may not travel with the airline to justify a more advanced card.

The card has an annual fee of $150 (the annual introduction for the first year is $0) (see rates and fees).

To increase applicants’ chances of approval, we recommend that they have a credit score of at least 670.

Let’s see how this card stacks with its delta counterpart and other non-Delta alternatives.

Pros and cons of Delta Commercial Amex

Delta Gold Business Welcome Offer

this Delta Skymiles Gold Business Amex Spending $6,000 in the first six months of card membership offers new CardMembers the opportunity to earn 90,000 miles after buying $6,000. This offer ends on October 29th.

According to TPG’s September 2025 valuation, this offer is worth $1,035. This matches the highest bonus we usually see on this card, which was offered in July.

US Express restrictions that can be applied for, and if you have previously held this card, you are usually not eligible for a welcome bonus as they are once a yearly limit. American Express may also look at other factors when determining eligibility for a welcome offer, but they will notify you of being able to receive a welcome offer for your card before making a credit score.

Triangle Gold Business Amex Benefits

and Delta Skymiles Gold Business The card does not have the same quality offer as the expensive delta business card, which brings some benefits when flying in flight (terms apply):

• Reward flight discount: 15% Delta flight reward redemption, called Departure 15 (not applicable to partner flights or taxes and fees)
• Delta keeps credit: Annual statement annual credits up to $150 per calendar year on eligible prepaid bookings at Delta Ordes, Delta’s Hotel Portal
• Free inspection bag: You and up to eight same partners on the same booking (and therefore a total of nine travelers) get the first check bag for free when riding a Delta-marketed and operated flight. Round trips per bag for $70, which can be added up quickly if you travel regularly.
• Priority boarding: Receive Zone 5 boarding on your Delta flight and up to eight companions in the same booking.
• On-board discount: When paying with a card, the stated credit purchased on-board is 20%, including pre-ordered meals, food and beverages.
• Delta Flight Credit: Get $200 Delta Flight Credit after spending $10,000 in a calendar year

Other benefits include:

• Baggage Insurance Plan: If your luggage is lost, damaged or stolen, when you pay for travel with the card, you can receive up to $1,250 for a checked bag with you, which can accommodate up to $500 for your luggage. ************
• Car rental loss and damage insurance: If your qualified rental car is damaged or stolen when you use the card to retain and pay and refuse company insurance, you will be covered. (Please note that this is secondary coverage and does not include liability.) **
• Shopping protection: The card comes with an extended warranty that is up to five years or less from the original manufacturer’s warranty and purchase protection, which covers items that are accidentally damaged or stolen if you pay with the card within 90 days of the purchase date.

*Qualifications and income levels vary from card to card. Terms, conditions and limitations apply. For more information, visit AmericaneXpress.com/benefitsguide. The policy is underwritten by AMEX Assurance Company.

**Qualifications and income levels vary from card to card. Terms, conditions and limitations apply. Please visit AmericaneXpress.com/benefitsguide for more details. Undertaken by Amex Assurance Company. Provides car rental loss or loss coverage through American Express travel-related services.

Related: How to maximize statement points on Delta Amex card

Earn miles on Delta Gold Business Amex

This card earns:

• 2 miles per dollar for eligible purchases directly with the Delta (according to TPG’s September 2025 valuation of 2.3%)
• Spend 2 miles on shipping and advertising in the United States (2.3%; $50,000 per calendar year, then 1 mile per dollar)
• Dining 2 miles in restaurants worldwide per dollar (2.3%)
• 1 mile per dollar for all other eligible purchases (1.2%)

These aren’t showing incredible money-making rates, but it’s nice to see some of the non-travel categories that are part of helping business owners buy more than just buying Delta. That said, we usually recommend buying non-Delta on another card with transferable rewards.

Related: Best Business Credit Cards

Redemption of miles on Delta Gold Business

Delta or its Skyteam Alliance Partners reward flights are your best choice for redemption. Dynamic reward pricing for Delta usually makes it difficult to maximize Skymiles, but if you can spend time doing your own search and you can still find the value of the program when redeeming miles.

Delta often offers Flash sales and other transactions on its website and offers excellent redemption options for international and domestic itineraries.

You can also use Skymiles for seat upgrades. Just know that since the Delta doesn’t have a bonus chart, you won’t know how many miles these quality seats will cost until you’re ready to book.

Skymiles upgrades are also valid when using Milege upgrade rewards when using Milege upgrade rewards. The three airlines are close partners with the Delta.

You can also redeem Skymiles for gift cards, magazines, unique Skymiles experiences, online shopping and more, although these choices almost always yield returns than the best deals.

TPG Senior Editorial Director Nick Ewen used a 15% takeoff discount to redeem his Skymiles for domestic trips. This effectively reduced the number of miles he needed to redeem the Delta flight.

Related: How to Redemption of Delta Skymiles for Maximum Value

Which cards compete with Delta Skymiles Gold Business Amex?

While the annual fee for Delta Business Gold Amex also has a reliable combination of privileges, you may need a card that offers more delta privileges or flexibility.

For other options, check out our full list of the best travel cards and the best American express cards.

Read more: Who is eligible for a commercial credit card?

Is Amex worth it in Delta gold business?

for Delta Gold Business Amex To get an annual fee, you need to maximize your privileges, such as getting a free first checked baggage and currency purchase discount, worth over $150 a year. Even if you only fly a few times a year, it’s not difficult.

Bottom line

You need to choose Delta Skymiles Gold Business Amex If your business needs a credit card with basic delta privileges, such as free check bags and priority boarding, to help you travel easier and you don’t want to spend a lot of annual fees.

However, if you want to use a card to help you reach elite status, one of the other Delta Business Credit Cards will be a better choice.

Apply here: Delta Skymiles Gold Commercial American Express Card

For rates and fees for Delta Gold Business Amex, click here.
For rates and fees for Delta Reserve Business AMEX, click here.