Following your favorite music and TV shows can increase your income. So you might be wondering whether it’s worth keeping all your streaming subscriptions.
But you don’t need to sit on the couch in silence to save money. Several of our favorite credit cards come with streaming points, allowing you to keep the entertainment you love and save money.
In this guide, we’ll walk you through which credit cards can give you points for streaming subscriptions, and how you can use those points for entertainment at home and on the go.
American Express Platinum Card® — Know your deal: You may be eligible to earn up to 175,000 Membership Rewards points after you spend $8,000 in qualifying purchases on your new card within your first six months of membership. Welcome offers vary and you may not qualify for one.
American Express Platinum Card
this American Express Platinum Card® Offers its card members a long list of bill credits, including up to $300 in digital entertainment bill credits per calendar year (earn up to $25 per month) (registration required).
Benefits of streaming: Up to $25 monthly digital entertainment bill credit (up to $300 bill credit per calendar year). Points can be used as long as you pay directly to the following merchants each month:
- Disney+
- ESPN+
- gourd
- Disney+ Bundle (includes all three services listed above or a combination thereof)
- Paramount+
- Peacock
- new york times
- wall street journal
- YouTube Premium
- YouTube TV
You’ll pay upfront and receive reimbursement on average within two days (registration required).
With this card, you effectively get a free Paramount+ or Peacock subscription. Platinum offers Walmart+ members (signup required) up to $12.95 (plus applicable taxes) in monthly statement credits.
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As a Walmart+ member, you will receive a free, ad-supported subscription to Paramount+ or Peacock. (You can switch between providers every 90 days.) So it only makes sense to use your Digital Entertainment Credits if you want to upgrade to one of these providers’ ad-free plans.
Streaming media yield: Earn 1 point for every $1 spent.
Annual fee: $895 (see rates and fees).
To learn more, read our full review of the American Express Platinum Card.
Apply here: American Express Platinum Card
Chase Sapphire Reserve
Chase Sapphire Reserve® (See Rates & Fees) Cardholders get free access to Apple Music and Apple TV+, with an annual subscription fee of $250 through June 22, 2027.
Benefits of streaming: Activate your membership in the Card Benefits Center to start streaming immediately – no statement credits or reimbursement required.
If you’re already paying for either service, this offer can save you money each month and help offset the card’s annual fee. Even if you’re new to Apple’s entertainment ecosystem, this is a convenient way to explore premium music and streaming options at no extra cost.
Streaming media yield: Earn 1 point for every $1 spent.
Annual fee: $795.
To learn more, read our full review of Sapphire Reserve.
Apply here: Chase Sapphire Reserve
American Express Daily Blue Cash
this American Express Blue Cash Everyday® Card If you’re looking for a reliable cash back card to help cover your streaming costs, this is a great option.
Benefits of streaming: Get up to $84 back per calendar year (up to $7 per month) as statement credit on Disney Streaming purchases (including Disney+, ESPN+ and Hulu). (Valid on US site only; auto-renewable; advance registration required).
Streaming media yield: 1% Cash Back (cash back is received in the form of Reward Dollars, which can be used as bill points and redeemed at checkout on Amazon.com).
Annual fee: $0 (see rates and fees).
To learn more, read our full review of Blue Cash Everyday.
Apply here: American Express Daily Blue Cash
American Express Blue Cash Preferred
Cash back fans looking for a card with more power than the Blue Cash Everyday will appreciate American Express Blue Cash Preferred® Card.
Benefits of streaming: Get up to $120 back per calendar year (up to $10 per month) as statement credit on Disney Streaming purchases (including Disney+, ESPN+ and Hulu). (Valid on US site only; auto-renewable; advance registration required).
Streaming media yield: 6% cash back on select U.S. streaming services (cash back is received in the form of Reward Dollars, which can be used as bill points and redeemed at checkout on Amazon.com).
Annual fee: The introductory annual fee is $0 for the first year and $95 thereafter (see Rates and Fees).
To learn more, read our full review of the Blue Cash Preferred.
Apply here: American Express Blue Cash Preferred
Bank of America Elevation Go
Bank of America offers a variety of valuable credit card products, including the Bank of America Altitude® Go Visa Signature® Card.
Benefits of streaming: Earn a $15 statement credit every month for 11 consecutive months when you use your card to pay for eligible streaming charges. But note that this equates to $1.36 per month, so it doesn’t really matter.
That said, there’s no annual fee on this card, so you don’t have to worry about getting significant value out of it year after year.
Streaming media yield: Earn 2 points for every $1 spent.
Annual fee: $0.
Bank of America Altitude Go information is collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Learn more: Bank of America Altitude Go
Maximizing returns on streaming services
For streaming platforms where you don’t earn points or free subscriptions, make sure you’re still getting great rewards for your spend. Some top cards can increase your return on qualifying streaming purchases, helping you get more value each month.
Some of the best cards for earning rewards on streaming services include:
If dedicated streaming points don’t cover a particular service, putting them on one of these cards can ensure you still get valuable rewards every time you watch a video.
View merchant offers on your card
In addition to using these cards for streaming, be sure to check merchant offers on all cards regularly. American Express and Chase often offer deals to help you save on specific streaming services, such as Fubo, Max, Showtime and YouTube TV.
To take advantage of these offers, add them to your card and then charge the streaming service fee to the card through the offer.
bottom line
If you’re a big fan of streaming services like we are, it makes sense to open a card that offers streaming credit. No matter how you stream, the credit card offers on this list can help you save money on your streaming bills.
But before you apply for a card, make sure the benefits it offers are worth paying the annual fee (if there’s one).
RELATED: Monthly Checklist: Credit Card Perks and Perks You Should Use This Month
For American Express Platinum Card rates and fees, click here.
For Blue Cash Everyday rates and fees, click here.
For Blue Cash Preferred rates and fees, click here.
