Travel

The best time to apply for an Atmos Rewards card

When Alaska Airlines and Hawaiian Airlines merge their loyalty programs into Atmos Rewards in 2025, we’ll see three new cards emerge.

Three Atmos Rewards cards (two personal and one corporate) offer card members generous benefits and travel-related benefits. They also offer some very valuable welcome offers to collect lots of Atmos bonus points.

Now that we’ve seen the two bonus rounds introduced in the lineup, we can help you decide the smart time to apply. Please keep in mind that offers are subject to change and some of the offers mentioned in this article may no longer be available.

We also only discuss publicly available offers in this article, but be aware that there may be targeted offers with more bonus points.

With that in mind, let’s take a closer look at the bonuses the Atmos Rewards card offers.

Best Atmos Reward Welcome Offer

card Best welcome offer we’ve ever seen When to apply
Atmos™ Rewards Ascent Visa Signature® Credit Card When you spend $4,000 in purchases within 120 days of account opening, you can earn 80,000 bonus points and a companion fare of $99 (plus tax starting at $23). When the welcome offer exceeds 60,000 points and includes companion fares.
Atmos™ Rewards Summit Visa Infinite® Credit Card Earn 100,000 bonus points and 25,000 Global Companion points when you spend $6,000 within 90 days of account opening. When the offer exceeds 80,000 points and includes 25,000 Points Global Companion Award.
Atmos™ Rewards Visa Signature® Business Card Earn 80,000 bonus points and $99 companion fares (plus taxes starting at $23) after you spend $5,000 in the first 90 days of account opening. When the offer exceeds 60,000 points and includes companion fares.

Atmos reward enhancement

With Atmos Rewards Ascent, for a modest annual fee of $95, you can enjoy useful, high-value benefits when you fly with Alaska or Hawaiian Airlines.

Points master

Welcome quote history

Here are the welcome offers we’ve seen with the Atmos rewards boost:

expected date Welcome offer value*
October 2025 to present Earn 60,000 bonus points and $99 in companion fares (plus taxes and fees starting at $23) when you spend $3,000 within 90 days of account opening, plus receive a global flight discount code for 30% on future qualifying flights when you open a new account. $930 in points, plus the value of companion fares and global flight discount codes
August 2025 to October 2025 When you spend $4,000 in purchases within 120 days of account opening, you can earn 80,000 bonus points and a companion fare of $99 (plus tax starting at $23). $1,240 points, plus the value of companion fares

*Bonus offer value is based on TPG’s November 2025 valuation and is not provided by the credit card issuer.

Top welcome offer

The highest welcome bonus we’ve seen is 80,000 bonus points and $99 in companion fares (plus taxes starting at $23) after you spend $4,000 in the first 120 days of account opening.

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When to apply

Since we haven’t seen many offers on this card, we can only make recommendations based on the launch bonus and current offers. With this in mind, we generally recommend applying when the award offers more than 60,000 points and includes companion fares.


Learn more: Atmos Rewards Ascent Visa Signature Credit Card


Atmos Rewards Summit

Atmos Rewards Summit is an excellent option for Alaska or Hawaii loyalists who want top benefits in multiple categories and higher yields, including all foreign deals, for an annual fee of $395.

Atmos Rewards Summit Card Art
Points master

Welcome quote history

Here are the welcome offers we saw at the Atmos Rewards Summit:

expected date Welcome offer value*
October 2025 to present Earn 80,000 bonus points and 25,000 Global Companion points when you spend $4,000 within 90 days of account opening. $1,628
August 2025 to October 2025 Earn 100,000 bonus points and 25,000 Global Companion points when you spend $6,000 within 90 days of account opening. $1,938

*Bonus offer value is based on TPG’s valuation and is not provided by the credit card issuer.

Top welcome offer

The highest bonus we’ve seen in the card’s history is a chance to earn 100,000 bonus points and a 25,000-point Global Companion Award after you spend $6,000 in the first 90 days of account opening, which will be available in late summer or early fall of 2025.

When to apply

From what we’ve seen in the card’s limited history, if you find an offer that offers more than 80,000 points and includes a 25,000-point Global Companion bonus, now is a good time to apply.


Learn more: Atmos Rewards Summit Visa Infinite Credit Card


Atmos rewards business

Business travelers who fly frequently on Alaska and Hawaiian Airlines like Atmos Rewards Business, which charges a $70 annual fee and $25 per card.

Atmos Reward Business Card Art
Points master

Welcome quote history

Here are the welcome offers we’ve seen on Atmos Rewards Business:

expected date Welcome offer value*
October 2025 to present When you spend $4,000 in purchases within 90 days of account opening, you can earn 60,000 bonus points and a companion fare of $99 (plus taxes starting at $23). $930 in points, plus the value of companion fares
August 2025 to October 2025 Earn 80,000 bonus points and $99 companion fares (plus taxes starting at $23) after you spend $5,000 in the first 90 days of account opening. $1,240 points, plus the value of companion fares

*Bonus offer value is based on TPG’s valuation and is not provided by the credit card issuer.

Top welcome offer

The card’s best bonus is 80,000 bonus points and $99 in companion fares (plus taxes starting at $23) after you spend $5,000 in the first 90 days of account opening.

When to apply

Based on what we know about the card’s history, if you can earn more than 60,000 points and get companion fares and their bonuses, you should apply.


Learn more: Atmos Rewards Visa Signature Business Card


bottom line

Since the Atmos Rewards card suite is new to the market, we’ve only seen two rounds of welcome offers in its history. Over time, we may see a wider variety of bonuses on offer.

If you’re an Alaska or Hawaii loyalist, or someone who values ​​the Atmos rewards program, these cards are worth considering because they have solid benefits and good yields across multiple categories. So it’s worth keeping these cards in mind when developing your personal rewards strategy.

To learn more about credit card bonus offers over time, check out the following:

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