When to apply for Prime Visa based on offer history

Amazon is one of the largest online marketplaces, offering a wide variety of options to buy almost anything you need. Amazon has a suite of credit cards, including the popular Prime Visa.
If you want to apply but aren’t sure when because you want to get the best welcome bonus, we can help. It’s no secret that Prime Visa welcome offers change frequently, so we’ve compiled the data to give you some guidance.
Understanding past welcome offers from Prime Visa can help you analyze current offers.
Please note that we only cover publicly available welcome offers; however, you may qualify for higher targeted offers. Please keep in mind that offers are subject to change and some of the offers mentioned below may not be available at the moment.
Best Prime Visa Welcome Offers
| Best welcome offer we’ve ever seen | When to apply | |
|---|---|---|
| Premium visa | Get a $250 Amazon gift card instantly upon approval. | When Amazon gift cards exceed $150 |
Premium visa
As an avid Amazon and Whole Foods shopper, this card is a staple in my lineup and an absolute no-brainer for me. The card has no annual fee but does require you to be an Amazon Prime member. Prime membership costs $14.99 per month or $139 per year.
The biggest perk this card offers is unlimited 5% cash back on purchases at Amazon and Whole Foods. You can even get 10% cash back on select items when you use the card to shop during Prime Day. It also makes for a great everyday card, as it earns 2% back on gas, local transit and commuting, and restaurant meals.
Earn 1% back on all other Prime Visa purchases. Additionally, the card offers a variety of travel benefits and protections, including:
That’s a solid set of benefits for a card with no annual fee.
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Additionally, one of the great things about Prime Visa’s welcome offer is that it doesn’t require a minimum spend to qualify for the welcome bonus.

Here are the deals we’ve seen on Prime Visa.
Welcome quote history
| expected date | supply |
|---|---|
| November 2025 to present | Get a $250 Amazon gift card instantly upon approval. |
| July 2025 to November 2025 | Get a $150 Amazon gift card instantly upon approval. |
| July 2025 | Get a $250 Amazon gift card instantly upon approval. |
| June 2025 to July 2025 | Get a $200 Amazon gift card instantly upon approval. |
| April 2025 to June 2025 | Get a $150 Amazon gift card instantly upon approval. |
| January 2025 to April 2025 | Get a $100 Amazon gift card instantly upon approval. |
| December 2024 to January 2025 | Get a $150 Amazon gift card instantly upon approval. |
| November 2024 to December 2024 | Get a $200 Amazon gift card instantly upon approval. |
| October 2024 to November 2024 | Get a $150 Amazon gift card instantly upon approval. |
| August 2024 to October 2024 | Get a $100 Amazon gift card instantly upon approval. |
| June 2024 to August 2024 | Get a $200 Amazon gift card instantly upon approval. |
| January 2024 to June 2024 | Get a $100 Amazon gift card instantly upon approval. |
| November 2023 to January 2024 | Get a $100 Amazon gift card (or more) instantly upon approval. |
| November 2023 | Get a $200 Amazon gift card instantly upon approval. |
| October 2023 to November 2023 | Get a $150 Amazon gift card instantly upon approval. |
| July 2023 to October 2023 | Get a $200 Amazon gift card instantly upon approval. |
Currently, new Prime Visa cardholders can receive a $250 Amazon gift card immediately upon approval.
Top welcome offer
We found this card that offers up to $250 in Amazon gift cards immediately upon approval.
When to apply
If an Amazon gift card is worth $150 or more, consider applying. As the holidays approach, you can usually expect higher welcome deals. The current welcome offer is among the best we’ve ever seen, and if you’ve been eyeing this card, now is a great time to apply.
Learn more: Prime Visa
Related: Is the Prime Visa Credit Card Worth the Money?
Application restrictions
To qualify for this card, you need to have an active Prime membership.
Additionally, Prime Visa is issued by Chase; therefore, you want the turnout to be lower than 5/24 for a better chance of approval. The infamous 5/24 rule means you can’t open five or more cards from all card issuers in the past 24 months to get approved for most Chase cards.

However, some data points on Reddit show that some cardholders have approval rates of 5/24 or slightly higher. Keep in mind that this will vary.
Related: Want to open a new Chase card? Here’s how to calculate your 5/24 reputation
bottom line
Before applying for Prime Visa, make sure you can get the best possible welcome offer. Chase and Amazon occasionally randomly offer their best ever offers throughout the year. However, during the holidays, you can also take advantage of even higher welcome offers.
Our historical data on the history of Prime Visa welcome offers can serve as a good reference point for determining the best time to apply for the card based on annual trends.
To learn more, read our full review of Prime Visa.
When applying for your next credit card, be sure to check out our other offer history guides for reference:



