The Chase Sapphire Reserve® (see rates and fees) is a popular premium travel credit card that earns high-value Chase Ultimate Rewards points.
Sapphire Reserve includes multiple statement points, automatic elite status and high points earning in exchange for a $795 annual fee.
In addition, new Sapphire Reserve applicants can check their eligibility to see if they qualify for the higher offer, earning up to 175,000 points after spending $6,000 in the first three months. (Under the same consumption requirements, the public sale standard is 125,000 points.)
You must check your eligibility for the 175,000 point offer via the Chase Pre-Qualification widget – this offer is only available through this tool. There is no impact on your credit score.
Based on TPG’s December 2025 valuation, the bonus is worth a whopping $3,588.
If you’re interested in applying, here’s everything you need to know about whether you qualify for this generous welcome bonus.
Am I eligible for the Chase Sapphire Reserve Bonus?
If you’re applying for a Chase card, there are some notable welcome bonus eligibility rules you’ll want to know.
A Chase representative confirmed the following to TPG: “You will be able to have both Sapphire Reserve and Chase Sapphire Preferred® Card (See Rates and Fees). Eligibility for new account bonus offers on any card will depend on factors such as previously earned bonus offers and the number of cards opened and closed. “
If you have previously received the Sapphire Reserve Welcome Bonus, you will not be eligible to receive the Sapphire Reserve Welcome Bonus again. Even if you haven’t received a welcome bonus from a specific Sapphire card in years, you’ll most likely not be eligible for that card’s bonus again Same Sapphire card.
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This also applies to the Sapphire Preferred, so if you receive the Preferred’s welcome bonus, you will not be eligible for other Preferred bonuses.
Other things to note are:
- If you are a current Sapphire Preferred cardholder, you may not be eligible for the Sapphire Reserve bonus.
- If you are no longer a Sapphire customer and have never received a Sapphire Reserve Bonus, you are likely eligible.
For example, I currently hold Sapphire preferred shares but have never owned Sapphire Reserve shares. As a current active Sapphire customer, I could apply and be approved for the Sapphire Reserve, but would almost certainly not be eligible for the bonus.
TPG Senior Editorial Director Nick Ewen currently holds Sapphire Reserve and held Sapphire Preferred many years ago. He can apply for the Sapphire Preferred, but he is not eligible for the bonus because he is currently a Sapphire Reserve customer. Even if he downgrades his card, he already had the Sapphire Reserve bonus before, so he almost certainly won’t be able to get another one.
When applying for Sapphire Reserve, a pop-up tool will tell you if you qualify for the welcome bonus and Chase will run a credit check before you submit your application. This is the best way to confirm if you qualify for the welcome bonus. If you don’t qualify for the welcome bonus, you can still go ahead and apply and try to get approved without the bonus.
Related: The Ultimate Guide to Credit Card Application Limits
5/24 Rules
Chase is known for its infamous 5/24 rule, which states that you can’t open five or more cards in the past 24 months. all banks and issuers.
This includes accounts for which you are an authorized user. However, many business cards do not count towards your 5/24 reputation.
Therefore, in order to be approved by Chase Sapphire and qualify for the Sapphire Reserve welcome bonus, you must adhere to Chase’s 5/24 rule.
Related: Here’s How to Calculate Your 5/24 Reputation
transfer credit line
Additionally, if you have multiple Chase credit cards, you may have reached your available credit limit, which may result in your Sapphire Reserve application being denied.
If this happens, you can call the Chase reconsideration hotline at 888-270-2127 and ask them to transfer a portion of your credit limit from your existing Chase card so you can be approved for the Sapphire Reserve.
Related: What Credit Score Do You Need to Get the Chase Sapphire Reserve Card?
Can I hold Sapphire Reserve and Sapphire First at the same time?
You can hold both Sapphire Reserve and Sapphire preferred at the same time.
If you have previously received a welcome bonus due to bonus eligibility restrictions, you will not be eligible to receive another welcome bonus.
Plus, you can upgrade and downgrade between Sapphire products if you don’t want to hold both cards at the same time.
Related: Your Biggest Chase Sapphire Reserve Questions Answered: From Bonus Eligibility to Yields
bottom line
The current Sapphire Reserve offer is a great opportunity to earn one of the most valuable rewards currencies available: Chase Ultimate Rewards points. Additionally, you are eligible for a 175,000 point bonus.
If you’re looking for a premium travel card with strong earning potential, generous benefits, and great travel protection, the Sapphire Reserve card deserves to be high on your list.
Be sure to keep an eye out for Chase’s eligibility pop-ups during the application process, which will confirm your eligibility for the welcome bonus before running a credit check.
Apply here: Chase Sapphire Reserve
