Chase Ultimate Rewards is one of the best transferable rewards currencies thanks to its premier hotel and airline partners, including United MileagePlus. Here’s how to transfer Chase points to United MileagePlus, plus other things you should know before transferring Ultimate Rewards points to this helpful frequent flyer program.
How to transfer Chase Ultimate Rewards points to United MileagePlus
Chase Ultimate Rewards points can be transferred to many airline and hotel loyalty programs. The value you’ll receive when using each Chase transfer partner depends on the number of award flights or nights you book using transfer points. However, as you’ll see in this guide, United MileagePlus is certainly a Chase transfer partner worth considering.
Can you transfer Chase points to United miles?
Only select Chase cards earn transferable Ultimate Rewards points. These include:
Information on preferred ink businesses is independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
You can combine rewards from all Ultimate Rewards cards, including Ultimate Rewards cards, e.g. Chase Freedom Flex® (See Rates and Fees) and Chasing Freedom® (See Rates & Fees) Earn Cash Back Rewards – Deposit into a single account.
If the account you use to claim all your rewards is your Sapphire Reserve, Sapphire Reserve Business, Sapphire Preferred or Ink Business Preferred account, you’ll have a ton of points that you can transfer to Chase transfer partners.
RELATED: How (and why) to combine your Chase Ultimate Rewards points into one account
Chase to Manchester United transfer ratio
The transfer ratio between Chase and United is 1:1. You must transfer Chase points in 1,000-point increments, which means you can convert 1,000 Chase points into 1,000 United miles. You may occasionally find transfer bonuses that increase your transfer ratio, but they are rare.
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According to TPG’s December 2025 valuation, Chase points are worth 2.05 cents each, while United miles are worth 1.3 cents each. So, in theory, when you transfer Chase points, you lose value because transferable points are inherently more valuable. However, as we’ll discuss later in this guide, that doesn’t mean you shouldn’t transfer Chase points to United, especially if you consider doing some redemptions where you might get more than 2.05 cents in value per United mile.
Related: Boost your Chase Ultimate Rewards balance with these top 5 cards
How long does it take to transfer Chase points to United MileagePlus?
When you transfer Chase points to United, the miles usually appear immediately in your MileagePlus account.
Transferring Chase points to United can sometimes take longer. Typically you’ll see miles in your account by the next business day, but this can take up to 7 business days.
Once your transfer request is confirmed, you will receive an email from Chase letting you know that your points transfer is in progress. Then, you’ll receive another email from Chase once the points transfer is complete. So if the miles don’t appear in your United account right away, keep an eye on your email to find out when the transfer is complete.
Related: How much are Chase Ultimate Rewards points worth?
How do I transfer Chase points to United MileagePlus?
To transfer Chase points to United MileagePlus, visit the Ultimate Rewards website, log into your account and select your Ultimate Rewards earning card (if you have multiple Chase cards). You should log into the dashboard page of the card account of your choice. Click the “Travel” drop-down option at the top of the dashboard and select “Transfer points to a partner.”
You’ll be directed to a page showing all of Chase’s transfer partners. Scroll down and click on the United Airlines row. You will be directed to information about transferring Chase points to United MileagePlus.
To continue, click “Transfer Points” to be taken to a page where you can enter or confirm your United MileagePlus information.
On the next page, enter the amount of Chase points you want to transfer to United. You must transfer at least 1,000 points and can only transfer in increments of 1,000 points.
Click “Next” to proceed to the summary page, then click “Submit” to confirm your transfer request.
Transfers are irreversible, so be sure you have found available rewards or are sure you want to transfer points before clicking “Submit.”
Related: My Beginner’s Blueprint for Finding the Flight Awards You Want
When should you transfer Chase points to United MileagePlus?
As you read this guide, you may be wondering if it’s best to transfer Chase points to United. The issue is complex, so it’s important to consider your specific circumstances.
Based on our assessment, United MileagePlus is not the most valuable Chase transfer partner. For example, while we value United Miles in December 2025 at 1.3 cents each, we value some other Chase transfer partners (including World of Hyatt, British Airways Club and Air Canada Aeroplan) higher at 1.7 cents each for Hyatt Miles and 1.4 cents each for British Airways and Air Canada.
You may want to hold on to your Chase Ultimate Rewards points to transfer to these higher-value partners, especially if you haven’t accumulated a large number of Chase points. Still, it’s possible to get more value from United miles during certain redemptions, such as during United award sales or some long-haul business class awards.
Check out our United miles redemption guide to get started. Then, read our guide on maximizing your United MileagePlus redemptions for more tips on getting the most value from your United miles.
Finally, transferring points to United provides even more value if you want to redeem your points for travel through the Chase Travel℠ portal. Consider the value you get when redeeming United miles and compare that to your redemption rate through Chase Travel.
Related: Flights, Credit Cards, and More: How to Earn Miles with United’s MileagePlus Program
bottom line
Now you know how to transfer Chase points to United.
Going to transfer Chase points for the first time can be daunting. However, as this article shows, it’s not difficult to transfer Chase points to a loyalty program like United MileagePlus. Once you find an award flight you want to book with United MileagePlus, follow the steps above to transfer the points needed to book the award flight.
Keep in mind that you must transfer points in 1,000-point increments, so you may need to transfer slightly more points than you need to book your flight.
