Travel

Why United Airlines passengers should consider the Aeroplan credit card

If you fly United frequently and aren’t paying attention to Air Canada’s Aeroplan loyalty program, you may be missing out on valuable perks and lucrative award flights.

Aeroplan points are one of the most valuable airline rewards currencies. Based on TPG’s December 2025 valuation, they are currently valued at 1.4 cents per point. Thanks to United’s Star Alliance partnership with Air Canada, you can redeem Aeroplan points for United flights.

Savvy travelers know the value of rewards Aeroplan® Credit Card (See Rates & Fees) Applies to Manchester United loyalists. The Air Canada co-branded Chase card earns Aeroplan points on every purchase and offers United benefits.

There are several reasons why Aeroplan cards would be a good complement to a Manchester United-centric strategy. Here’s what you should know.

Earn 100,000 Aeroplan bonus points

If you’re looking for a great value welcome offer, airline plan credit card Worth considering.

New applicants can earn 75,000 bonus points after spending $4,000 in purchases within the first three months of account opening. Additionally, they can earn an additional 25,000 bonus points after spending $20,000 in purchases within the first 12 months of account opening.

This allows new cardholders to earn up to 100,000 Aeroplan points, which TPG’s December 2025 valuation puts the value of up to $1,400. In practice, however, you can get more value from your points.

Points Master

While the spending requirements are high, the potential value of this offer makes this card worth considering.

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Thanks to Air Canada’s partnership with Star Alliance, these 100,000 Aeroplan points can be used to book flights on United. Although Aeroplan dynamically prices United award tickets, there are a variety of redemption options to choose from.

Additionally, the card charges an annual fee of $95, which is lower than almost any United card on the market. The only two United cards currently with lower or similar fees have welcome offers that are of much lower value.

No annual fee United Gateway℠ Card (See Rates & Fees) Earn 30,000 bonus miles when you spend $1,000 in purchases within the first three months of account opening. at the same time, United℠Discover Card (See Rates and Fees) Earn 60,000 bonus miles after spending $3,000 in purchases within the first three months of account opening, with an annual fee of $0 for the first year and $150 thereafter.

rightElated: Why Air Canada Aeroplan is my favorite Star Alliance loyalty program

Earn points at grocery stores and restaurants

Unless you purchase a United ticket, the United co-branded cards have a pretty mediocre earn-out rate.

this airline plan credit card Co-branded cards offer some good earn rates, especially on food-related purchases.

Woman shopping for groceries_PeopleImages
People Photos/Getty Images

With the Aeroplan Card, you earn 3 points for every $1 you spend at restaurants (including eligible delivery services and takeout) and grocery stores.

Additionally, the card earns 500 bonus points for every $2,000 spent per month, up to a maximum of 1,500 bonus points per month. This is a great perk if you plan on using the card for frequent purchases, especially in the first year, while getting the welcome bonus.

RELATED: PSA to international travelers: Here’s why you should consider the Air Canada and Chase Aeroplan cards

Pair with another United card

Although Manchester United fans have reasons to insist airline plan credit card Even if you don’t have a United card in your wallet, the Aeroplan card is sure to complement your existing strategy.

Flexibility is the secret here. If you already have a high United miles and benefits balance on your United card, you’re not subject to United’s award rates when flying on United’s own flights or flights with other Star Alliance partners like Lufthansa.

United Polaris Business Class Boeing 787-9 Dreamliner
United Polaris Business Class Boeing 787-9. Kyle Olson/Scoring Expert

With Aeroplan, you can unlock different award spaces on the same flight and potentially get a higher value, while retaining your United cardholder benefits.

For example, you can use Aeroplan points for reliable redemption rates on United flights and use your United Quest℠ Card (See Rates & Fees), you and your companions get your first and second checked bag free of charge.

RELATED: Last-Minute Strategies for Earning United Elite Elite Status

bottom line

If you fly United frequently, you may default to a United credit card. However, there are reasons to consider airline plan credit card instead. Some of the reasons include the card’s generous welcome offer and solid bonus rates on United flights.

Additionally, the Aeroplan card has an annual fee of $95, which is lower than the annual fees of most United co-branded cards, and has more lucrative reward categories, including earning 3 points per $1 spent on dining and groceries.

To learn more, read our full review of the Aeroplan credit card.


Apply here: airline credit card


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