Atmos Rewards Business Card Overview
this Atmos™ Rewards Visa Signature® Business Card While often overlooked, it provides Alaska Airlines and Hawaiian Airlines loyalists with valuable Atmos bonus points, a low annual fee, and generous travel benefits. Card Rating*: ⭐⭐⭐⭐
*Card ratings are based on the opinions of TPG editors and are not influenced by card issuers.
this Atmos Reward Business Card is the calling card in the Atmos series.
Atmos Rewards is the loyalty program of Alaska Airlines and Hawaiian Airlines, and its points can be used among its partners, including those in the Oneworld alliance. Some of the redemption prices for flying with partners are very good, such as business class flights to Asia for just 75,000 points one-way.
TPG recommends a credit score of at least 740 to get approved for this card, which has an annual fee of $95 (corporate annual fee of $70, $25 per card).
Here’s a closer look at this card and why you might want to consider applying for it.
Pros and Cons of Atmos Reward Business Cards
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Atmos Rewards Business Card Welcome Offer
along with Atmos Reward Business Cardyou can earn 70,000 bonus points and $99 companion fares (plus tax starting at $23) after you spend $4,000 in the first 90 days of account opening.
Atmos Rewards points are worth 1.45 cents each, which means the points in this offer are worth $1,015 based on TPG’s January 2026 valuation.
Maximizing the companion fare portion of your introductory offer can save you hundreds of dollars. You’ll only pay $99 (plus tax) for your companion booked on the same round-trip economy flight as you.
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Atmos Reward Business Card Offer
this Atmos Reward Business Card Comes with all the standard benefits you’d expect from a co-branded airline card plus some extra perks – for a reasonable $95 annual fee ($70 for your company, $25 per card).
First, you and up to six guests on the same reservation will get free checked bags on Alaska and Hawaii flights when you use the card to pay for your flight. Save at least $60 per person per round-trip domestic flight.
You also get priority boarding when you pay for your flights with this card.
Additionally, you can earn 20% back on in-flight purchases on Alaska and Hawaiian Airlines (including food, beverages and Wi-Fi), and receive $100 off an annual Alaska Lounge+ membership.
What really makes this card shine, though, is the companion fare. You’ll receive one as part of your current welcome bonus and another each year after you spend $6,000 or more during your anniversary year.
With companion fares, you can bring a guest on any coach fare for just $99 plus tax (starting at $23). The cardholder does not have to be one of the travelers, but must use the Atmos Rewards card to pay for the flight.
Both travelers will receive Atmos Rewards points for the flight and be eligible for an upgrade, which is great if you have Atmos Rewards elite status.
In addition, cardholders can earn 1 tier point for every $3 spent, with no limit.
This card doesn’t charge foreign transaction fees, which is convenient if you’re traveling internationally.
Earn points with Atmos Rewards business cards
along with Atmos rewards businessyou will get:
- Earn 3 points per $1 spent on eligible Alaska and Hawaiian Airlines purchases
- Earn 2 points for every $1 spent on purchases at electric vehicle charging stations, gas stations, local transportation (including ride-hailing services) and transportation
- Earn 1 point per $1 spent on all other qualifying purchases
Based on TPG’s valuation, payout returns are approximately 4.4%, 2.9% and 1.5% respectively. While the rates are reasonable, other cards offer better returns on ticket purchases and everyday spending.
If you have a qualifying Bank of America small business account, you’ll receive a 10% bonus on all points earned, increasing your effective earn rate on these purchases.
RELATED: Airline Baggage Fees: How Much It Costs to Check a Bag on Major U.S. Airlines
Redeem points with Atmos Rewards business cards
For most flights on Alaska and Hawaiian Airlines, you’ll pay between 4,500 and 17,500 points one-way in economy class. While redemptions for domestic flights can provide great value, the greatest value comes from booking premium international flights with partners.
With Cathay Pacific, you can fly business class from the U.S. to Asia for just 75,000 points one-way, and you can add a free stopover in Hong Kong to that ticket.
There are also plenty of ways to use Atmos Rewards points to book some of the hardest-to-find rewards: premium-class flights to Australia or New Zealand. You can fly nonstop with American Airlines or Qantas, or fly to Asia with other partners.
You can even book Fiji Airways Business Class, flying from 75,000 miles one-way to Oceania with a free stopover in Fiji.
Atmos Reward Points are my favorite airline currency to collect. I recently redeemed 70,000 points (plus $18 in taxes and fees) for a one-way business class flight from Los Angeles to Madrid.
What cards compete with the Atmos Rewards Business card?
When it comes to non-Alaska-Hawaii-specific travel cards that can help you maximize your business spending, there are some better options:
For other options, check out our full list of the best business cards.
Related: The Power of Chase Trifecta: Maximize Your Earnings with 3 Cards
Are Atmos Rewards business cards worth buying?
this Atmos Reward Business Card The annual fee is low and the benefits continue to be great. This card makes sense if you fly Alaska Airlines or Hawaiian Airlines frequently and can take advantage of their loyalty programs. For most people, this card can easily justify long-term ownership, but only if you take advantage of companion fares every year.
bottom line
this Atmos Reward Business Card This is a smart choice for business owners who fly frequently with Alaska Airlines or Hawaiian Airlines. With a low annual fee, valuable annual companion fares, and generous travel benefits, this card easily pays for itself year after year.
However, if your goal is to maximize rewards on everyday business expenses, you may be better served by other cards with broader reward categories.
Apply here: Atmos Reward Business Card
