Capital One Venture X Reward Credit Card Overview
Capital One Venture X Rewards credit card is the issuer’s first attempt at a premium travel reward card and knocked it out of the park. With the annual fee that weakens competition and understandable competition and rich benefits, this card is almost effortless for travelers from luxury seekers to more budget-friendly travelers. Card Rating*: ⭐⭐⭐½
*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.
The Capital One Venture X is a premium bonus card with serious travel allowances, valuable statement credits and lounge access – but more than the competitor’s budget-friendly cost, $395 (see rates and fees).
Venture X’s lower annual fee, lounge access and travel benefits compete with competition, which is why it won the title of Best Quality Travel Card at the 2024 TPG Awards.
You will need quality credit for this card, so TPG recommends a credit score of 740 or higher.
If you’re debating whether Venture X is right for you, everything you need to know before clicking the Apply button.
Capital One Venture X Pros and Cons
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Capital One Venture X Welcome Offer
New Venture X cardholders spent $4,000 in the first three months after opening an account, and could earn a bonus of 75,000 miles. This is not the most welcome offer we have seen, but it meets the criteria for when we apply.
According to TPG’s August 2025 valuation, 75,000 Capital is worth $1,388, thanks to the great value you can get from the airlines and hotel partners that transfer capital to the program.
And if you don’t want to browse the complexity of transferable miles, you can travel directly with a mile of capital at a rate of 1 cent per mile, making this welcome bonus worth $750.
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Related: The best time to apply for a credit card for these popular capitals based on quote history
Capital One Venture X Benefits
While lower than its premium competitors, the Venture X does hold an annual fee of $395 (see rates and fees). Initially, this seemed like a deterrent, but the card’s privileges could offset annual costs with minimal energy:
- Yearly Credits: Get $300 a year with Capital One Travel
- Anniversary bonus: 10,000 bonus miles per account anniversary, from your first anniversary (depending on TPG’s August 2025 valuation, worth $185)
- Lounge Access: Free access to Capital One Lounges and Priority Pass™ lounges per visit (after admission)
Venture X’s case has become even stronger as Capital One continues to open its own airport lounge. In addition to the issuer’s first location at Dallasburg International Airport (DFW), Capital One is also at:
With Venture X, you will get free unlimited access and get over 1300 lounges with priority passing across the globe (registration required).
- Automatic rental collision damage exemption: Save money by refusing to stop at the counter – Unlimited card rental with your covered visa and get built-in automatic rental coverage.
- Mobile phone protection: By using the card to pay for your monthly wireless bill, your phone will be protected in the next calendar month.
- Extended Warranty Protection: Your qualified product warranty will be automatically extended when you purchase with a Venture X card.
- Global Entry or TSA Precheck: Cardholders can obtain a statement credit for their TSAPrecheck® or Global Entry Application Fee.
- Travel Cancellation and Interruption
- Return to protection
Related: Is the Venture X worth the $395 annual fee?
Earn miles in a company in the capital x
Venture X harvests mileage at the following speeds:
- 10 miles per dollar for hotel and car rentals booked through Capital One Travel
- 5 miles per dollar for vacation rentals and flights booked through Capital One Travel
- Spend 2 miles per dollar
This simplicity is built on the $95 annual Capital One Venture Rewards credit card (see rates and fees), a product that has been around for over a decade. In this way, the Venture X represents the best of both worlds – especially when it comes to travel purchases, but with a high daily income rate and easy to track.
Related: Why Venture X is the main pillar in my wallet
Redeem mileage x in a company in the capital
When you are ready to redeem a mile of capital, you have several options. If you want to get the most value from your mileage, you need to take advantage of the options to transfer them to Capital One over 15 hotel and air travel partners.
However, if you prefer a simpler redemption strategy, Capital One offers several other redemption options. This includes redemption miles to purchase through Capital One Travel, gift cards and Amazon.com.
Note that these fixed value options will be well below TPG’s August 2025 valuation of 1.85 cents per point.
If you want to redeem your reward for cash back, then Capital One One Leaver Cash Rewards credit card will be better.
Related: Should you transfer capital to a mile to a partner or redeem your trip directly?
Transfer Miles in Capital A Joint Venture x
To get the most value from one mile of your capital, transfer it to more than 15 hotel and airline partners in Capital One, including valuable options like Air Canada Aeroplan and Choice Privileges.
For example, TPG contributor Matt Moffitt likes to choose to transfer his mileage to Avianca Lifemiles in order to seek Manchester United’s premium carbines redemption for Sydney and to be able to transfer it to the British Airways club for uninterrupted domestic flights on American Airlines.
Regardless of your travel preferences, you can find some extremely high value in Capital One’s transfer partners.
Related: The Final Guide to Your Capital One Airline and Hotel Transfer Partners
Which cards compete with Capital One Venture X?
With an annual fee of $395 (see rates and fees), the Venture X falls under the premium travel card category. If you are looking for different privileges, such as wider lounge access or more flexible travel points, you may prefer other premium card options. And if you aren’t ready to pay the premium annual fee, you can get some of the same allowances with Capital One’s Intermediate Travel Card.
For other options, check out our list of the best travel cards.
*Please note that when spending the first $300 per year on purchasing this code as a trip, the increased revenue will be made for sapphire reserve travel purchases.
Related: 10 credit cards that can bring you first-year value of $1,000 or more
Bottom line
With simple rewards, impressive lounge access benefits and overall stability value, the Venture X is tremendously attractive, especially for those looking for premium travel reward cards.
In addition, there are many radar allowances on the card, including unlimited visa benefits, and lists a large number of travel, luggage, car rental and purchase protections. Coupled with an increasing network of airport lounges, Capital One’s powerful transfer partners and a luxury hotel program, the cards you have are almost effortless.
Learn more: Capital One Venture X
For rates and fees for Amex Platinum cards, click here.
For Capital One products listed on this page, Visa® or MasterCard® can offer some benefits and may vary from product to product. For more information, see the respective welfare guidelines to the applicable terms and exclusions.
