The Capital One Venture X Rewards Credit Card offers incredible benefits with its relatively affordable $395 annual fee.
Its limited-time welcome offer really helps prove the point: new cardholders can earn 100,000 bonus miles after spending $10,000 in purchases within the first six months of account opening. TPG’s November 2025 valuation puts those miles at $1,850, maximizing them with the issuer’s 15-plus transfer partners.
Before initiating your application, you’ll need to review Capital One’s eligibility criteria. The rules regarding who is eligible for the Venture card lineup have changed recently, so it’s important to make sure you’re up to date with the latest information.
Here’s everything you need to know about Capital One Ventures X and whether you qualify for the program.
Capital One VenturesX Details
Let’s take a look at what Venture X brings to the table, from welcome bonuses to ongoing benefits.
Current welcome bonus
New applicants to Venture X can earn 100,000 bonus miles after spending $10,000 in the first six months of account opening. This offer ranks among the best we’ve seen on this card, so now is an ideal time to apply.
A $10,000 spending requirement may seem high, but collecting recurring expenses like rent or prepaid taxes and insurance can help you lower your spending requirement significantly.
There are two main ways to use these miles. First, you can redeem Capital One miles for any travel-related expense on your bill, whether it’s an Uber or Lyft ride, tolls and parking, or a future reservation through Capital One Travel. This way, your Capital One miles are worth 1 cent each, equivalent to $1,000 in travel expenses.
To get the most value out of your miles, we recommend transferring them to one of Capital One’s loyalty program transfer partners—most of which have a 1:1 transfer ratio. You can easily beat the 1 cent-per-mile benchmark by transferring your miles to lucrative partners like Air Canada Aeroplan or Air France-KLM Flying Blue.
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annual fee
The Venture X’s annual fee is $395, significantly lower than its high-end card competitors. This makes it an excellent choice for travelers who want to enjoy premium benefits without paying an exorbitant annual fee.
income
Venture X offers a simple yet rewarding yield:
- Earn 10 miles for every $1 spent on hotel and rental car bookings with Capital One Travel
- Earn 5 miles for every $1 spent on flights and vacation rentals booked with Capital One Travel
- Earn 2 miles per $1 spent on all other qualifying purchases
Other benefits
In addition to the welcome bonus, you can also receive the following benefits with Venture X:
Are you eligible to apply for Capital One Ventures X?
If you decide to apply for Venture X, you first need to know the following information:
What credit score do I need to get Venture X?
While Capital One doesn’t provide a specific credit score range for this card, TPG recommends a credit score of at least 740. However, we’ve seen reports of people getting approved with credit scores lower than that number, so it might be worth applying even if you’re slightly below that.
Capital One Application Rules
You can only be approved for one Capital One card every six months, so be sure to space your applications accordingly. Capital One owns several consumer cards, so if you’re interested in opening multiple cards with them, you’ll need to develop a long-term strategy.
Current and former Venture X cardholders
The following restrictions are expressly stated in Venture X’s Terms and Conditions:
Current or former Cardmembers who have received a New Cardmember Bonus for this product within the past 48 months are not eligible for this product.
What if I already have a Venture Rewards or VentureOne card?
Capital One changed the eligibility rules for its Venture series cards in October. Fortunately for potential Venture X cardholders, these new rules will have the greatest impact on current Venture
This is because these new rules limit a Venture X cardholder’s ability to get approved for Venture Rewards or VentureOne if they opened a Venture X or received a welcome bonus within the past 48 months. If you opened Venture Rewards or VentureOne or received a bonus within the past 48 months, it will not affect your ability to be approved for Venture X.
That said, if you’re interested in Venture Rewards or VentureOne, it might be worth applying for the card before Venture X – otherwise, you’ll have to wait a long time to get approved.
Related: Credit Card Showdown: Capital One Venture Rewards vs. Capital One Ventures X
bottom line
The Capital One Venture X Rewards Credit Card offers great deals for all types of travelers. Fortunately, there are only a few restrictions on eligibility for this card’s valuable welcome bonus.
As long as you time your application carefully and have good credit as defined by Capital One, this solid rewards card can be yours.
To learn more, check out our full review of the Venture X.
Learn more: Capital One Ventures X
For the Capital One products listed on this page, some offers may be provided by Visa® or Mastercard® and may vary by product. Please see the appropriate benefits guide for details as terms and exclusions apply.
