Travel

United Quest Card Review: Complete Details

Joint Mission Card Overview

this UnitedQuest℠ Card (See rates and fees) It is a great option for people who fly United Airlines frequently and can take advantage of benefits such as free check bags on United flights, priority boarding and transfer discounts. This card is a reliable option for those who often unite and can track benefits to maximize membership of their card. Card rating*: ⭐⭐⭐

*Card ratings are based on the opinions of TPG editors and are not affected by the card issuer.

this Joint Mission Card Is the ideal “middle” card for common United Travelers. It provides a allowance ratio United ℠Explorer Card (See rates and fees), annual fee is lower than premium United Club Card (See rates and fees).

Earlier this year, the card was overhauled, adding several new allowances, changing some other allowances, and increasing the annual fee to $350. While this may sound like a negative change, if you find value in it, the new points can easily offset this fee. The key here is to remember to use them monthly or annually.

The recommended credit score for the Joint Mission Card is at least 670. However, it is possible to obtain approval for lower scores.

Here’s what you need to know about United Quest Cards to determine if it’s right for you.

Joint Quest Card Pros and Cons

advantage shortcoming
  • Annual travel credit
  • Prime Minister’s qualifiers points for the year are improved
  • Reward miles on joint flights
  • On-board discount
  • Free check bag
  • Priority boarding
  • Multiple sentences to remember
  • Privileges are limited to joint and partners
  • Higher revenue rates on other joint cards

Joint Mission Card Welcome Offer

New Joint Mission Card Cardholders can earn 100,000 miles and 3,000 Prime Minister Qualification Points after spending $4,000 in the first three months of opening.

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This is the best quote we have seen in card history. The card hasn’t offered a 100,000-mile bonus since its launch in 2021, and even then it requires higher spending requirements.

Getting this offer on the edge is a 3,000 PQP boost. These are the most PQPs as rewards for long shots.

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According to TPG’s June 2025 valuation, Manchester United Miles are worth 1.35 cents, making this offer’s mileage worth $1,350.

Please note that this offer is not suitable for current or previous card members who have received new bonuses in the past 24 months and Chase’s 5/24 rules apply.

Related: The Final Guide to Earning Elite Identity with Union Cards

Joint Mission Card Benefits

this Joint Mission Card There are some useful benefits for regular joint pilots who don’t necessarily need or require top club visits United Club Card.

Here are some top allowances.

Travel Bank Cash

With this card, you earn $200 in Travelbank cash for each account anniversary year. TravelBank is an online account where joint flyers can keep up with flight credits and provide more funds to purchase with carriers.

The credit removed more than half of the card’s $350 annual fee.

Rewards Discounts

After the first card is established as an anniversary, you will receive a 10,000-mile discount.

As of June 2025, TPG will have a credit of $135 for 10,000 miles.

You can also earn a second 10,000 miles of credit after spending $20,000 in the calendar year.

Leopatrizi/Getty Images

Above these privileges, joint mission cardholders like:

  • Free check bag: Cardholder’s first and second bags and companions on the same reservation*
  • On-board discount: 25% return to joint on-board purchase
  • Hotel Credit: Up to $150 annual statement credit for United® Cardembers bookings through famous hotels and resorts
  • JSX Credit: Up to $150 per account anniversary year in annual statement credits for JSX Flight Purchase
  • PQP enhancement: Apply 1,000-PQP boost every year (this will appear in your MileagePlus account between February and April, starting in 2026)
  • PQP earnings: Earn up to 18,000 PQP per calendar year ($1 PQP used for purchases for every $20 can be applied to your Prime Minister’s qualifications up to 1K Prime Minister)
  • Priority boarding
  • Car rental credit: Up to $40 per account anniversary year for the first two AVIs or budget car rentals for United Auto reservations
  • Instacart Credit: A $10 and a $5 monthly Instacart credit plus a three-month free Instacart+ membership (as of December 31, 2027)
  • Car credit: Monthly stated credit for monthly ride service up to $8, plus a December bonus of $4 (total $12) (annual opt-in required)
  • TSA Precheck/Global Entry Credit: Up to $120 per four years
  • Travel and purchase protection

*You must use a task card to pay your ticket to check your luggage for free, including taxes and fees paid when booking a reward ticket with mileage.

Plus, if you spend $40,000 on the card in one calendar year, you get two global economy and seating upgrades.

Zach Griff/The Points Guy

This has become a laundry list covering everything from grocery stores to car rentals and hotel bookings, but it also helps out over the higher annual fees of the United Quest Card.

Some of these privileges are easier to use than others. For example, if you don’t rent a car rental or budget for a regular basis, or see yourself booking with JSX, these benefits may be difficult to maximize. Others, such as Instacart points and hotel benefits, may be more valuable to cardholders.

Usually, if you fly regularly, you will appreciate the points and free check bags provided by this card. And, if you are chasing a union identity, the extra PQP earned by the card will quickly track your progress.

Related: Airline Baggage Fees: How much does it cost to check a baggage on major U.S. airlines

Earn miles on joint mission cards

In addition to joint purchases, Joint Mission Card Earn reward miles in multiple categories. With this card, you will earn money:

  • Spend 8 miles per dollar on a joint flight
  • Spend 5 miles per dollar on hotel accommodation, booking through famous hotels and resorts
  • Spend 3 miles per dollar
  • Other travel purchases costing 2 miles per dollar
  • 2 miles per dollar for dining and select streaming purchases
  • Spend 1 mile per dollar
Zach Griff/The Points Guy

United Quest Card earns bonuses in general travel and catering purchases as well as joint spending. However, you will also find similar or better income for these categories on other travel cards.

Related: Best Credit Cards for Joint Flights

Redeem miles on joint mission card

You can use United Mileageplus Miles to book flights at United or its partners such as Air Canada, Lufthansa and Singapore Airlines. One of your options is to fly Business Class to all Japanese airlines in the country with just 5,000 miles and use a larger miles to fly Business Class to all Japanese airlines in Asia.

If you can take advantage of Manchester United’s unique hiker stipends, you’ll get even more value from miles.

Callaghan O’Hare/Bloomberg/Getty Images

You can also redeem miles for non-flight programs including United Club membership, in-flight Wi-Fi purchases, TSA Precheck, car rental and hotel accommodation.

Additionally, you can transfer your miles to the Bonvoy Marriott Hotel, but you get less value from miles than using these options than you use to book a flight.

Andrea Rotondo, director of content operations at TPG, recently redeemed 6,000 miles for one-way economic flights between Frankfurt and Vienna.

Low-cost mile redemption is not limited to domestic flights; you can also get great deals on international travel. Rachel Craft is a TPG credit and mileage writer who redeems 88,000 Unite Miles from Ethiopian Airlines’ Denver, heading to Antananarivo, Madagascar. If she pays in cash, that flight will usually cost her $9,000.

Related: How to redeeate miles through United MileagePlus Program

Which card competes with United Quest cards?

If you want more joint allowances or can’t justify the annual fee on joint mission cards, one of the cards might be more appropriate:

  • If you want United Club Visit: this United Club Card Provide more joint interests. Its annual fee is $695, but the United Club membership is worth up to $750, so this charge justifies the card’s annual fee. The card also has a high joint purchase income rate. To learn more, check out our full review of United Club cards.
  • If you want more flexible rewards: this Chase Sapphire Priority® Card (See Rates and Fees) Have similar bonus categories and allow you to transfer Chase Ultimate Rewards points to United or any other transfer partner in Chase. Plus, it has a lower annual fee of $95. To learn more, check out our full review of Chase Sapphire’s preferred choice.
  • If you want to achieve good benefits with a lower annual fee: this United ℠Explorer Card Earn reward miles on joint purchases. It includes free check bags for you and your companions, but holds at a lower price, with an annual introduction fee of $0 for the first year, followed by $150. To learn more, check out our full review of United Explorer Cards.

For additional options, browse our full list of the best airline credit cards and the best travel credit cards.

Related: United Quest vs. United Club: How do you want to go?

Is the joint mission card worth it?

The annual fee of $350 seems to be high, but if you maximize $200 in travel bank cash and check a standard bag on four one-way joint flights each year, you’ll be ahead.

Bottom line

this UnitedQuest℠ Card Many benefits are provided for United Travelers and multiple travel allowances and are available every year. If you are a joint flyer that is often willing to maximize this set of benefits, this card may be a good choice for you.

That being said, anyone who wants a free airport lounge or a more flexible reward may choose another route.


Apply here: UnitedQuest℠ Card


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